Credit Underwriter

Allianz Trade in Asia Pacific; Melbourne; On-site; AUD 90,000 - 130,000; Full time

Job summary

Allianz Trade is seeking a Credit Underwriter based in Melbourne to assess buyer grades, credit limits, and financial statements. You will monitor a buyer portfolio, prepare sector analyses, and support client relationships with brokers and internal teams in a fast-paced environment.

You will engage with clients at all levels, apply underwriting expertise, and leverage AI/IT tools to enhance risk assessment and decision-making. Melbourne-based role with global support.

Qualifications

• Bachelor’s degree or higher in business or finance.
• Experience in credit risk and underwriting roles.
• Strong ability to analyse financial statements and assess creditworthiness.

Responsibilities

• Assess buyer financials to determine grades and credit limits.
• Monitor portfolio and ensure accurate grading and data.
• Prepare economic analyses and sector reports.
• Engage with clients and brokers on credit risks and limits.

Skills

Credit risk

Underwriting

Financial analysis

Stakeholder engagement

Education

Bachelor’s degree in business or finance

Tools

AI tools

IT platforms

Data analysis software

Job description

Allianz Trade are looking for a Credit Underwriter to join our team. Based in Melbourne, in this role, you will play a key part in managing credit risk, supporting client relationships, and contributing to the profitability of our portfolio. You will work closely with clients, brokers, and internal teams to deliver expert grading and underwriting services in a fast-paced, dynamic environment.

What You Will Do

As a Credit Underwriter, you will provide efficient and professional underwriting services by assessing buyer grades and credit limits through detailed analysis of financial statements, forecasts, banking facilities, and data. You will monitor your buyer portfolio to ensure grading decisions and proprietary information remain fresh and accurate, while also preparing and contributing to regular economic analysis and sector reports.

Building strong relationships will be a key part of your day-to-day. You will conduct face-to-face meetings with clients and brokers to discuss credit risks, policy coverage, service levels, and credit limit requirements. Through these interactions, you will apply your underwriting expertise to manage credit risk across your portfolio.

What You Will Bring

You will hold Bachelor's degree or above in business or finance, along with demonstrated experience in credit risk and underwriting roles. Your underwriting expertise – including your strong financial statement analysis skills and the ability to assess creditworthiness across diverse industries – will be central to your success. A sound understanding of Australian and New Zealand industry sectors, credit risk drivers, and the broader economic environment is essential.

You are confident engaging with clients, brokers, and stakeholders at all levels – including navigating difficult conversations around underwriting decisions and risk outcomes. You make well-informed analytical decisions and bring a proactive, self-motivated approach to your work. You are equally comfortable working independently and collaborating as part of a team.

Proficiency with AI and IT tools, platforms and systems is essential.

#Melbourne

Headquartered in Paris, Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk, present in over 40 countries with 5,900 employees. In 2025, our revenues reached 4 billion euros, and we guaranteed 1,400 billion euros of trade transactions worldwide. With sustainability, collaboration, and inclusion at the heart of our values, our workplace culture has earned global recognition – demonstrated by our certification as a Great Place to Work and a Gold Medal from EcoVadis in 2025.

Disclaimer: Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Great to have you on board. Let's care for tomorrow.