Credit Portfolio Manager

Ethos BeathChapman; Sydney; On-site; AUD 117,000 - 143,000; Full time

Job summary

Ethos BeathChapman is partnering with a growing private credit and alternative investments business to appoint a Credit Portfolio Manager. This is an exciting opportunity for an experienced credit professional to join a high‑performing team and take ownership of a diverse lending portfolio.

You will work across portfolio management, credit risk, borrower relationships, and operational improvements, with exposure to growth initiatives and cross‑functional collaboration.

Qualifications

• 5-10 years of experience in credit, lending, portfolio management or related roles.
• Strong understanding of credit risk assessment and loan portfolio management.
• Experience across banking, non-bank lending, funds management or private credit.

Responsibilities

• Manage and monitor an existing loan portfolio across borrowers and sectors.
• Develop understanding of portfolio exposures and identify risks and opportunities.
• Manage portfolio events including repayments, interest adjustments, covenants and restructures.
• Collaborate with borrowers and internal stakeholders to resolve issues and maintain performance.
• Support onboarding and management of new lending opportunities with origination team.
• Deliver portfolio reporting, insights and analysis to senior management.
• Identify and implement process improvements to enhance efficiency and outcomes.
• Contribute to growth and scalability of the business.

Skills

Portfolio management

Credit risk assessment

Relationship management

Data analysis

Financial reporting

Stakeholder management

Education

Tertiary qualifications in Finance/Commerce/Economics/Business

Job description

Credit Portfolio Manager

Sydney | Circa $130,000 + Super

Ethos BeathChapman is partnering with a growing private credit and alternative investments business to appoint a Credit Portfolio Manager.

This is an outstanding opportunity for an experienced credit professional to join a high-performing team and take ownership of a diverse lending portfolio within a fast-growing investment platform. The role offers broad exposure across portfolio management, credit risk, borrower relationship management, and operational improvement initiatives, making it ideal for someone looking to step into a commercially impactful position.

The Opportunity

As Credit Portfolio Manager, you will be responsible for the ongoing management and performance of an established loan portfolio, ensuring strong customer outcomes while maintaining robust credit and risk management standards.

Key Responsibilities

• Manage and monitor an existing loan portfolio across a range of borrowers and sectors.
• Develop a deep understanding of portfolio exposures and identify emerging risks and opportunities.
• Manage portfolio events including repayments, interest adjustments, covenant monitoring, restructures, and arrears.
• Work closely with borrowers and internal stakeholders to proactively resolve issues and maintain portfolio performance.
• Partner with the origination team to support the onboarding and management of new lending opportunities.
• Deliver portfolio reporting, insights, and analysis to senior management.
• Identify and implement process improvements that enhance operational efficiency, customer experience, and portfolio outcomes.
• Contribute to the ongoing growth and scalability of the business.

About You

You are a commercially minded credit professional who combines strong analytical capability with excellent relationship management skills.

Experience & Skills

• 5-10 years' experience within credit, lending, portfolio management, relationship management, or credit analysis.
• Strong understanding of credit risk assessment and loan portfolio management.
• Experience within banking, non-bank lending, funds management, private credit, or broader financial services.
• Proven ability to manage multiple stakeholders and maintain strong client relationships.
• Strong data analysis and reporting capabilities.

Highly Regarded

• Experience in non-bank lending and banking.
• Exposure to private credit or alternative investments.
• RG146 compliance.
• Tertiary qualifications in Finance, Commerce, Economics, Business, or a related discipline.

Rarely do opportunities arise that offer this level of portfolio ownership, commercial exposure and career progression within a high-growth private credit business.