Credit Officer II – Consumer & Industrial Lending

Westpac Group; Sydney; On-site; AUD 70,000 - 90,000; Full time

Benefits offered by this job

Flexible work arrangements

Mortgage rates for employees

Learning and development opportunities

Volunteer initiatives and community

People-focused culture and wellbeing

Job summary

Westpac Group in Sydney is seeking a WIB Credit Officer – Consumer and Industrial to assess and manage credit risk across a broad portfolio within Westpac Institutional Bank. Based in Sydney, the role is full-time and permanent, partnering with relationship managers and risk teams to support sound lending decisions.

You will review credit proposals, identify key risks and make informed decisions within your delegated authority, while building strong relationships across the business and

Qualifications

• Experience assessing, managing and decisioning credit risk across consumer and industrial sectors.
• Ability to operate within delegated authority and make high-value decisions.
• Strong stakeholder management and communication skills.
• Collaborative, proactive mindset to manage competing priorities in a fast-paced environment.
• Growth mindset with potential to develop beyond experience.

Responsibilities

• Review credit proposals and identify key risks.
• Make sound lending decisions within delegated authority.
• Monitor portfolio performance and emerging risks.
• Build relationships with relationship managers and risk teams.
• Support credit strategies and provide guidance on risk.

Skills

Credit risk assessment

Delegated authority

Stakeholder management

Analytical capability

Prioritisation / multitasking

Job description

Westpac Group in Sydney is seeking a WIB Credit Officer – Consumer and Industrial to assess and manage credit risk across a broad portfolio within Westpac Institutional Bank. Based in Sydney, the role is full-time and permanent, partnering with relationship managers and risk teams to support sound lending decisions.

You will review credit proposals, identify key risks and make informed decisions within your delegated authority, while building strong relationships across the business and