Credit Analyst

Avanti Finance; Sydney; On-site; AUD 90,000 - 130,000; Full time

Job summary

Avanti Finance is seeking a commercially minded Credit Analyst to join our Lending Operations team in Sydney. This hands-on role involves assessing credit applications, making sound lending recommendations and providing responsive support to our introducer network.

Reporting to the Credit Team Leader, you’ll balance sound credit decisions with timely service, contribute to improvements across credit systems and processes, and develop your credit expertise in a collaborative environment.

Qualifications

• Banking or lending experience in a credit-focused or related role.

Responsibilities

• Review and analyse incoming credit applications and provide well considered recommendations.
• Approve applications within your delegated lending authority.
• Escalate applications outside your authority to the appropriate stakeholders.
• Provide timely updates and meet agreed turnaround and response times.
• Build positive working relationships with brokers, introducers, dealers and mortgage advisers.
• Respond to application enquiries with clarity and care.
• Provide ongoing service and support to our introducer network.
• Support improvements to credit systems and processes.
• Apply a consistent risk and compliance lens to your decisions.
• Collaborate with colleagues across Branded Financial Services and Avanti Finance Group.

Tools

Microsoft Word

Microsoft Excel

Job description

We’re on a mission to become the best specialist lending company in Australia and New Zealand, and we’re looking for ambitious, driven people to help get us there.

We’ve got bold goals and a clear vision for the future. That means exciting opportunities for those ready to champion new ideas, challenge the status quo, and grow alongside us.

If you’re hungry to make an impact, thrive in a fast-paced environment, and love turning ideas into action – you’ll feel right at home here.

We’re looking for a commercially minded Credit Analyst tojoin our Lending Operations team in Sydney. This is a hands on role whereyou’ll assess credit applications, make sound lending recommendations andprovide responsive support to our introducer network.

You’ll join a growing financial services group focused oninnovation, personal development, high performance and customer focusedlending.

The role

This is a 6 month Fixed Term Contract, initially, reportingto the Credit Team Leader, you’ll assess customer creditworthiness and risk inline with our credit guidelines.

You’ll manage incoming applications, balancing soundcredit decisions with timely and supportive service. You’ll work with a rangeof stakeholders and have the opportunity to contribute your ideas to improvements across our credit systems and processes.

This is an opportunity to make a practical impact onlending decisions, build your credit expertise and develop your career within asupportive and collaborative environment.

What you’ll do

• Reviewand analyse incoming credit applications and provide well consideredrecommendations.
• Approve applications within your delegatedlending authority.
• Escalate applications outside your authorityto the appropriate stakeholders.
• Provide timely updates and meet agreedturnaround and response times.
• Build positive working relationships withbrokers, introducers, dealers and mortgage advisers.
• Respond to application enquiries with clarityand care.
• Provide ongoing service and support to ourintroducer network.
• Support improvements to credit systems andprocesses.
• Apply a consistent risk and compliance lens toyour decisions.
• Collaborate with colleagues across BrandedFinancial Services and Avanti Finance Group.
  

What you’ll bring

You’ll be someone who combines analytical thinking withstrong communication and relationship-building skills. You’ll be comfortablemaking considered decisions, asking questions when needed and working throughcompeting priorities without losing attention to detail.

We’re interested in hearing from candidates who canbring:

• Experiencein banking, lending or financial services within a credit-focused orrelated role.
• Acustomer-focused approach and confidence working with a range ofstakeholders.
• Stronganalytical thinking and attention to detail.
• Soundjudgement and the ability to explain decisions clearly.
• Goodorganisation and time-management skills.
• Clearand confident written, verbal and telephone communication.
• Acollaborative approach and willingness to support others.
• IntermediateMicrosoft Word and Excel skills.
• Self-motivationand an interest in ongoing learning and development.

Experience in asset finance would be helpful, but it isnot essential. If you have relevant transferable experience and are interestedin developing your credit career, we encourage you to apply even if you do notmeet every preferred requirement.