Actuary

HCF; Sydney; On-site; AUD 140,000 - 200,000; Full time

Benefits offered by this job

Flexible working arrangements

50% subsidy on hospital/Extras cover

Family-friendly certified employer

18 weeks parental leave

Mental health and wellbeing programs

Discounts on HCF products and services

Job summary

HCF is seeking a commercially minded Pricing Actuary in Sydney CBD to provide actuarial analysis, pricing support and strategic advice across the product portfolio. You will work with Product, Finance, Growth, Risk and Executive stakeholders to shape pricing, product development and performance monitoring.

Join a collaborative team and contribute to pricing initiatives, financial modelling and business decisions while delivering insights that drive value for members and the organisation.

Qualifications

• Degree in Actuarial Studies, Mathematics, Statistics or related discipline.
• Progressing towards or qualified as a Fellow/Associate of the Actuaries Institute (or equivalent).
• Strong experience in actuarial, pricing, product, portfolio analytics or insurance-related roles.
• Experience in Private Health Insurance is highly regarded but not essential.
• Experience with Excel, SQL, SAS or other data analytics tools.

Responsibilities

• Deliver actuarial analysis and insights to support product strategy, pricing and portfolio performance.
• Identify trends, risks and opportunities through analysis of product, customer and market data.
• Support the development, enhancement and implementation of new products and product features.
• Provide actuarial input into business initiatives, financial modelling and strategic projects.
• Monitor product performance and recommend actions to improve outcomes.
• Prepare reports, presentations and recommendations for senior stakeholders.
• Partner with cross-functional teams to deliver product and pricing initiatives.
• Support regulatory, governance and compliance requirements.

Skills

Advanced Excel

Stakeholder management

Analytical thinking

SQL

SAS

Education

Actuarial Studies / Mathematics / Statistics degree

Job description

Join HCF and help shape the future of health insurance products through data-driven insights, pricing strategy and innovation.

Actuary - Pricing - Sydney CBD (HCF House)

We’re seeking a commercially minded Pricing Actuary to provide actuarial analysis, pricing support and strategic advice across HCF’s product portfolio. Working closely with Product, Finance, Growth, Risk and Executive stakeholders, you’ll play a key role in product development, performance monitoring and business decision-making.

What you’ll be doing

• Deliver actuarial analysis and insights to support product strategy, pricing and portfolio performance
• Identify trends, risks and opportunities through analysis of product, customer and market data
• Support the development, enhancement and implementation of new products and product features
• Provide actuarial input into business initiatives, financial modelling and strategic projects
• Monitor product performance and recommend actions to improve outcomes
• Prepare reports, presentations and recommendations for senior stakeholders
• Partner with cross-functional teams to deliver product and pricing initiatives
• Support regulatory, governance and compliance requirements

About you

• Degree qualified in Actuarial Studies, Mathematics, Statistics or a related discipline
• Progressing towards or qualified as a Fellow/Associate of the Actuaries Institute (or equivalent)
• Strong experience in actuarial, pricing, product, portfolio analytics or insurance-related roles
• Experience within Private Health Insurance is highly regarded but not essential
• Candidates from general insurance, life insurance, health insurance, other analytical environments are encouraged to apply
• Strong analytical, problem-solving and data interpretation skills
• Advanced Excel skills and experience with SQL, SAS or other data analytics tools
• Excellent stakeholder management and communication skills, with the ability to influence at all levels of an organisation

Why HCF?

At HCF, you’ll have the opportunity to work on meaningful projects that directly impact the health and wellbeing of our members. You’ll join a collaborative actuarial team, gain exposure to strategic business initiatives and contribute to shaping innovative products in a purpose-led organisation.

If you’re looking for a role where you can combine technical expertise with commercial impact, we’d love to hear from you.

About HCF

At HCF, our purpose is to bring our human touch to healthcare. Since 1932 we’ve been putting our members and their health first. As Australia’s largest not-for-profit health fund, we cover 2 million members with health, life, travel and pet insurance and our vision is to make healthcare understandable, affordable, high quality and member centric.

We want to be true health partners to our members, easily guiding the healthcare choices that are right for them. At HCF, our values are the way we do things and create the necessary culture to help us realise our purpose and deliver our Strategy. Living our values in action we step forward, walk in their shoes, stay human, make it better and get there together.

Purpose-driven passion
We’re united by a common purpose: to make healthcare affordable, understandable, high quality and member-focused.

Wellness and work-life balance
We’ll empower you with the necessary skills and tools to support your personal wellbeing journey, ensuring you perform at your best. Our offerings include:

• Flexible working arrangements
• 50% subsidy on HCF hospital and/or extras cover
• Family-friendly certified employer
• 18 weeks of parental leave for all new parents
• Mental health and wellbeing programs, including workshops, fitness classes, flu vaccinations, skin checks and more
• Discounts on HCF’s products, including life, pet and travel Insurance, as well as discounts at Fitness First gyms and on our eyecare products.

Collaboration and inclusivity
We embrace diversity as our strength and are committed to maintaining an inclusive and collaborative work environment. Our workplace is welcoming and safe for all our employees, irrespective of their unique characteristics including age, ethnicity, cultural or spiritual background, gender identity, disability, education and socio-economic status.

Continuous learning and growth
We believe in lifelong learning. HCF provides opportunities for personal and professional development. From workshops to mentorship programs, we encourage your growth and curiosity.