Deputy MLRO

Confidential; Wien; On-site; EUR 90,000 - 150,000; Full time

Job summary

JobsinAustria seeks an experienced Money Laundering Reporting Officer (MLRO) for a client in the Austrian digital assets and financial services sector. The role focuses on designing, implementing, and maintaining a robust AML/CTF framework aligned with FM-GwG, MiCAR, and EU directives.

You will lead policy development, risk assessments, monitoring, and regulatory liaison with the FMA, while ensuring GDPR compliance.

Qualifications

• Bachelor's degree in law, finance, business administration, or related field.
• 5+ years in a compliance role within financial services; crypto asset sector preferred.
• In-depth knowledge of Austrian AML/CTF laws (FM-GwG) and EU directives (MiCAR).
• Strong understanding of KYC/CDD principles and risk-based approaches.
• Experience conducting risk assessments and developing AML/CTF programs.
• Excellent analytical, communication, and decision-making skills.

Responsibilities

• Lead the AML/CTF program design, implementation and maintenance.
• Develop and refine AML/CTF policies, procedures and internal controls.
• Perform risk assessments to identify money-laundering risks and mitigations.
• Oversee transaction monitoring and SAR filings with the FMA.
• Liaise with the FMA and regulators; manage audits and inquiries.
• Ensure GDPR and data privacy alignment across processes.
• Deliver AML/CTF training across the organization.

Skills

AML/CTF design

Risk assessment

KYC/CDD knowledge

Analytical skills

Regulatory liaison

German & English

Education

Bachelor's degree in law/finance

Job description

Our client, a rapidly expanding and innovative organization in the digital asset and financial services sector, is seeking a highly experienced Money Laundering Reporting Officer (MLRO) to lead their Austrian compliance operations. As this role, you will be instrumental in designing, implementing, and maintaining a robust Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) framework. This is a critical role ensuring adherence to local and European regulatory standards while supporting the firm’s strategic expansion in the region.

Key Responsibilities

• **Program Leadership:**Design, implement, and maintain a comprehensive AML/CTF program compliant with the Austrian Financial Market Anti-Money Laundering Act (FM-GwG), MiCAR, and other applicable EU regulations.

• **Policy Development:**Develop and continuously refine AML/CTF policies, procedures, and internal controls, including comprehensive KYC, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) measures.

• **Risk Management:**Conduct regular, thorough risk assessments to identify and evaluate organizational exposure to money laundering and terrorist financing risks, subsequently deploying effective mitigation strategies.

• **Monitoring & Reporting:**Establish and maintain advanced transaction monitoring systems. Investigate suspicious activities and ensure accurate, timely Suspicious Activity Reports (SARs) are filed with the Austrian Financial Market Authority (FMA).

• **Regulatory Liaison:**Act as the primary, authoritative point of contact with the FMA and other relevant regulatory bodies, managing audits, inquiries, and routine communications.

• **Data Protection Alignment:**Ensure all AML/CTF operational processes remain fully compliant with GDPR and broader data privacy regulations.

• **Culture & Training:**Champion a strong culture of compliance across the organization by developing and delivering targeted AML/CTF training programs for employees at all operational levels.

Requirements

• **Bachelor's degree in law, finance, business administration, or a related field.**
• **Minimum of 5 years of experience in a compliance role within the financial services industry, preferably with experience in the crypto asset sector.**
• **In-depth knowledge of Austrian AML/CTF laws and regulations, including the FM-GwG, and EU directives, including MiCAR.**
• **Strong understanding of KYC/CDD principles and best practices.**
• **Experience in conducting risk assessments and developing AML/CTF programs.**
• **Excellent analytical, problem-solving, and decision-making skills.**
• **Strong communication and interpersonal skills, with the ability to interact effectively with regulators, senior management, and employees.**
• **Fluency in German and English is required.**
• **Professional certifications such as CAMS, or ICA Diploma are highly desirable.**