FinCrime Analyst

ARQ; Buenos Aires; Híbrido; ARS 1.800.000 - 2.400.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Discretionary performance bonus

Paid annual leave

Latest technology to work with

Strong team that will help you improve

Descripción de la vacante

ARQ is seeking a hands-on FinCrime Analyst to join our hybrid team in Buenos Aires. You will investigate KYC alerts, assess biometric mismatches, and review PEP/sanctions cases while supporting broader AML controls.

Collaborate with compliance, risk, and operations to strengthen monitoring and regulatory responses. A passion for fintech, regulatory clarity, and fast-paced growth is essential for success at ARQ.

Formación

• Fluency in Spanish/English required for regulatory liaison and internal collaboration.
• Experience assessing KYC discrepancies and biometric checks.
• Solid understanding of AML risks, transaction monitoring, and fraud detection.

Responsabilidades

• Investigate and analyze KYC alerts related to biometric mismatches, fake documents, and irregular IDs.
• Conduct investigations on PEPs, sanctions, and warnings; ensure regulatory compliance.
• Review, enhance, and optimize transaction monitoring processes to improve detection and reporting.
• Investigate unusual transactional behavior (structuring, cross-border transfers) and escalate as needed.
• Respond to regulatory requests with accuracy and timeliness.
• Collaborate with compliance, risk, and operations to strengthen AML controls.
• Monitor trends in financial crime to refine AML procedures.
• Stay up to date with evolving AML regulations and best practices.

Conocimientos

Fluency in Spanish/English

Investigate & analyze KYC

AML & financial crime knowledge

Hands-on & results-driven

Herramientas

Jumio

Persona

Descripción del empleo

We are building the financial system for the next century. One where control sits in the hands of customers — not banks. Where money moves on rails that are faster, smarter, and radically more efficient. Where wealth management tools help you grow your savings for decades — and build generational wealth. Where fewer intermediaries mean more value stays where it belongs: in our customers’ pockets.

We operate with long-term ambition and absolute conviction. We are not here to iterate on the past — we are here to redesign it. This is a defining moment to join us.

We are building what we believe will become one of the most important financial institutions in the world. That requires exceptional talent, relentless standards, and people who care deeply about the work. At ARQ, we are turning the financial system upside down — starting in the Americas. We are nimble, but ambitious. We move fast, learn fast, and innovate relentlessly. Technology is our greatest ally, and execution is our edge. We build as a team. We think long term. We aim for world-class in everything we do. If you are exceptional at what you do — and ready to help redefine finance — we’d love to meet you. Are you ready to build what comes next?

About the team

We believe that small teams of exceptional people outcompete massive companies with mediocre talent. That’s why we have assembled a group of people who have done it before at iconic companies like Revolut, Apple, Uber, Amazon, and Block. We’ve owned some of the most loved and profitable products in the world, delivered transaction platforms operating at massive scale, created beautiful mobile applications — and built things that have changed the lives of millions of people.

We don’t believe in 9-to-5 and we don’t believe in work-life balance as most companies sell it. We believe building the largest financial institution in the world takes long hours, every day, for years — and we like it that way. If you don’t, don’t apply.

To reshape the global financial system, we’ve raised capital from some of the world’s best investors: Sequoia Capital, Founders Fund, Brevan Howard Digital, Y Combinator, and Kaszek Ventures.

Location

Employment Type

Full time

Location Type

Hybrid

Department

Services

About ARQ

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.

What we're looking for

We are looking for a hands-on, detail-oriented FinCrime Analyst who takes ownership, works diligently, and thrives in a fast-paced, dynamic environment. In this role, you will be on the front lines of financial crime prevention, investigating and responding to alerts related to KYC/KYB discrepancies (e.g., biometric mismatches, fake documents, irregular IDs using Jumio and Persona), as well as PEP/Sanctions/Warnings and transaction monitoring alerts.

You’ll investigate suspicious activity, review and refine transaction monitoring processes, and respond with the assistance of the Compliance Officer to regulatory requests, ensuring compliance while strengthening our AML framework. Collaboration is key—you’ll work with compliance, risk, and operations teams to refine AML prevention strategies and stay ahead of evolving regulations. If you're passionate about fintech, compliance, and making a real impact, we’d love to have you on board!

What you'll be doing

Investigate and analyze KYC alerts related to biometric mismatches, fake documents, and irregular IDs using KYC software (e.g., Jumio and Persona) to detect fraudulent activity

Conduct investigations on PEP (Politically Exposed Persons), Sanctions, and Warnings alerts, ensuring proper risk assessment and compliance with regulatory requirements

Review, enhance, and optimize transaction monitoring processes to improve detection and reporting of suspicious activities

Investigate unusual transactional behavior, such as structuring, layering, or irregular cross-border transfers, and elevate as needed

Respond to requests from regulatory authorities in a timely, accurate, and compliant manner

Collaborate closely with compliance, risk, and operations teams to strengthen AML controls, improve risk detection and ensure adherence to internal policies

Monitor financial crime trends and patterns, leveraging insights to refine AML procedures and strengthen prevention mechanisms

Stay up to date with evolving AML regulations, industry best practices, and compliance requirements, ensuring the company remains compliant with local and international laws

What you'll need

Fluency in Spanish/English – Required for handling compliance matters, liaising with authorities, and collaborating with internal teams

Ability to investigate and analyze KYC discrepancies – Experience with biometric mismatches, fake documents, and tools such as Jumio and Persona

Strong knowledge of AML & financial crime risks – Understanding of transaction monitoring, typologies, and fraud detection to ensure robust compliance practices

Hands-on & results-driven mindset – Willing to dive deep into investigations, improve monitoring processes, and take action to strengthen AML frameworks

Nice-to-haves

Experience in Compliance, AML, or Financial Fraud Investigations – Helps accelerate learning and enhances risk assessment and regulatory responses

Experience in Fintech or Financial Services – Familiarity with digital payments and the regulatory challenges of fast-scaling financial institutions

Discretionary performance bonus

Paid annual leave

Latest technology to work with

Strong team that will help you improve your skills