Credit Maint Intmd Analyst

Citi; Buenos Aires; On-site; ARS 900,000 - 1,800,000; Full time

Job summary

Citi worldwide is seeking a Credit Maintenance Intermediate Analyst in Argentina to capture and record data on credit exposures, obligors and facilities in credit systems in coordination with the Operations - Services team.

The role focuses on maintaining data quality, monitoring credit exposure, and applying credit policies to support risk management and underwriting. English fluency and strong analytical skills are required.

Qualifications

• 2-5 years of relevant experience.
• Experience in business preferred.
• Working knowledge of industry standards and practices.
• Working knowledge of data analysis tools and methodologies.
• Demonstrated analytical skills.
• Consistently demonstrates clear and concise written and verbal communication.

Responsibilities

• Maintain data of relations and facilities in credit systems and enter data accurately in auxiliary systems.
• Consult with Relationship Manager to formalize requests for credit facilities or raise issues for attention.
• Detect revealed trends in limited control processes to assess needs of credit lines or system problems.
• Maintain accurate controls and insurance records ensuring timely follow-ups and renewals.
• Prioritize and review incoming credit applications for accuracy, integrity and compliance with policy.
• Monitor limits versus exposure and escalate policy-based exceptions.
• Aid important portfolios and apply professional decisions when interpreting information.
• Escalate and report control issues with transparency and risk considerations.

Skills

Analytical skills

Data analysis

Clear written and verbal communication

English fluency

Education

Bachelor’s degree/University degree or equivalent experience

Job description

The Credit Maintenance Intermediate Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, elevate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities:

• Maintain data of relations and facilities in credit system, and enter data accurately in various auxiliary credit systems
• Consult with Relationship Manager (RM) to formalize requests for credit facilities or raise other problems to the appropriate organizations for their attention
• Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems
• Maintain accurate controls and insurance records ensuring timely follow-ups and renewals of insurance required for equipment and team’s responsibility
• Prioritize and process the review of incoming credit applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them in the database accurately and in a timely manner
• Monitor limits versus exposure at the end of the day and scale exceptions detected by the policy
• Aid important portfolios and apply professional decisions when interpreting information and results
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgement regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years of relevant experience
• Experience in business preferred
• Working knowledge of industry standards and practices
• Working knowledge of data analysis tools and methodologies
• Demonstrated analytical skills
• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

• English oral and written fluency required.
• Leverage use of AI tools as a core capability, to enhance efficiency and decision-making across credit processes.
• Act with a strong consultative approach, partnering with Underwriting (UW) and Banking teams to support the design, structuring, and optimization of credit workflows.
• Ensure all solutions and processes are aligned with the Credit Enabelment Target Operating Model, contributing to its implementation and continuous improvement.
• Promote a culture of innovation by demonstrating openness to change, adaptability, and continuous learning.
• Proactively challenge the status quo of existing processes, identifying opportunities to simplify, improve, and transform current practices.
• Influence stakeholders and foster collaboration across functions to drive best-in‑class credit process design.

Job Family Group:

Operations - Services

Job Family:

Credit Maintenance

Time Type:

Full time

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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