AML Investigator Senior Analyst

Remitee; Buenos Aires; Presencial; ARS 1.200.000 - 1.800.000; Jornada completa

Descripción de la vacante

Remitee, a fast growing fintech specializing in international payments, is seeking an AML Investigations Specialist to join our Compliance team. You will lead end-to-end financial crime investigations across LATAM, focusing on alerts from monitoring systems and proactive risk assessments across cross-border transactions.

Reporting to the Investigations lead, you will work with money laundering prevention, terrorist financing and fraud experts, handling regulatory inquiries, Enhanced Due

Formación

• At least 5 years in AML, financial crime or compliance investigations.
• Hands-on experience with transaction monitoring systems, alert management and suspicious activity reporting.
• Working knowledge of local and regional AML regulation (UIF, BCRA, CNV or equivalents).
• Strong quantitative analysis applied to amounts, transactional patterns and customer behavior.
• Clear, precise writing. Your investigative files need to hold up in front of regulators and auditors.

Responsabilidades

• Run end to end financial crime investigations across AML, terrorist financing, sanctions and fraud, at onboarding, during transaction monitoring and in post transaction reviews.
• Manage and resolve alerts from the monitoring system, analyzing customer activity, transactional behavior and payment flows to determine whether activity is unusual or suspicious.
• Conduct proactive investigations across our LATAM operations to surface risk that alert rules do not capture.
• Prepare well supported investigative summaries and elevate suspicious activity with a documented recommendation on suspicious activity reporting. Keep records traceable and ready for internal and external audits.
• Perform Enhanced Due Diligence and adverse media research on higher risk customers and transactions.
• Identify emerging typologies relevant to fintech and cross border payments, including layering schemes, sanctions evasion, mule accounts, synthetic identities and fraud patterns.
• Handle information requests from regulators and stakeholders, preparing the underlying analysis and supporting documentation.
• Propose improvements to investigation processes, including responsible use of AI tools to strengthen research, documentation and analysis quality while investigative judgment stays with you.

Conocimientos

AML experience

Transaction monitoring

Regulatory knowledge

Quantitative analysis

Writing skills

Educación

Bachelor's degree in Law, Finance, Business Administration, Economics or related fields

Herramientas

SQL

Power BI

Descripción del empleo

Remitee, a fast growing fintech specialized in international payments, is currently looking for an AML Investigations Specialist to join our Compliance team.

About The Role

You will run financial crime investigations across our LATAM operations, covering both the alerts generated by our transaction monitoring system and proactive investigations that look for risk before it surfaces as an alert. Your focus will be the transactional behavior of end users across our partner network: amounts, payment flows and activity patterns, and what sits behind them.

This is a role for someone who wants ownership of investigations in a regulated, cross border environment, with regional scope and direct exposure to regulators. You will report to our Investigations lead and work alongside a team covering money laundering prevention, terrorist financing and fraud.

Key Responsibilities

• Run end to end financial crime investigations across AML, terrorist financing, sanctions and fraud, at onboarding, during transaction monitoring and in post transaction reviews.
• Manage and resolve alerts from the monitoring system, analyzing customer activity, transactional behavior and payment flows to determine whether activity is unusual or suspicious.
• Conduct proactive investigations across our LATAM operations to surface risk that alert rules do not capture.
• Prepare well supported investigative summaries and elevate suspicious activity with a documented recommendation on suspicious activity reporting. Keep records traceable and ready for internal and external audits.
• Perform Enhanced Due Diligence and adverse media research on higher risk customers and transactions.
• Identify emerging typologies relevant to fintech and cross border payments, including layering schemes, sanctions evasion, mule accounts, synthetic identities and fraud patterns.
• Handle information requests from regulators and stakeholders, preparing the underlying analysis and supporting documentation.
• Propose improvements to investigation processes, including responsible use of AI tools to strengthen research, documentation and analysis quality while investigative judgment stays with you.

Must Have

• At least 5 years in AML, financial crime or compliance investigations, ideally within fintech, payments, banking or capital markets.
• Hands on experience with transaction monitoring systems, alert management and suspicious activity reporting.
• Working knowledge of local and regional AML regulation (UIF, BCRA, CNV or equivalents).
• Strong quantitative analysis applied to amounts, transactional patterns and customer behavior.
• Bachelor's degree in Law, Finance, Business Administration, Economics or related fields.
• Clear, precise writing. Your investigative files need to hold up in front of regulators and auditors.

Nice to Have

• Experience in cross border payments or remittances.
• Intermediate or advanced English.
• Data skills: SQL, metric definition and visualization tools such as Power BI.
• Experience applying AI tools to improve compliance or investigation processes.
• Exposure to sanctions screening or fraud investigations alongside AML.

About Remitee

Remitee is an international, expanding organization with a vibrant culture that sets us apart. Our work environment is fast-paced and stimulating, offering numerous opportunities for growth and development. If you're a self-starter who thrives in a collaborative and challenging environment, we encourage you to apply. Our company values are fundamental to our daily operations. To succeed here, you'll need to embrace and live our company values.

• We build trust (Integrity and Transparency). We inspire through example, fulfilling promises, and communicating sincerely.
• We embrace diversity (Respect and Empathy). We listen and connect, valuing diverse perspectives. We recognize achievements and efforts.
• We trust in the synergy that emerges from effort and collaboration (Teamwork). We forge authentic bonds through offering opportunities and sharing responsibilities.
• We focus on what is essential (Simplicity). We simplify complexity, constructing effective solutions. We promote simple and accessible communication
• We create our best version (Excellence). We act with discipline and perseverance, taking care of our physical and mental well-being. We live with passion and purpose in everything we do