Sr. Risk & Control Analyst

Remotedxb; Dubai; On-site; AED 420,000 - 540,000; Full time

Benefits offered by this job

Medical, Dental, and Vision Insurance

HSA & FSA

401(k) with company matching

Paid Time Off and holidays

Job summary

Coastal seeks an experienced Internal Audit/IT Risk professional in Dubai to lead and support Fintech Partner audits within our BaaS program. You will develop risk assessments, coordinate audits with external firms, and ensure remediation of key findings aligned with regulatory expectations.

Ideal candidates have 5+ years in bank Internal Audit or IT Risk, strong FinTech knowledge, and the ability to clearly state risks and impacts.

Qualifications

• Bachelor's Degree or equivalent related experience.
• 5+ years of relevant bank Internal Audit and/or IT Risk and Controls experience.
• Strong technical background and understanding of FinTech.
• Ability to state risks and issues concisely and articulate impact in a structured manner.
• Strong analytical skills to review audit programs, work papers, and reports.

Responsibilities

• Lead and support the oversight of Fintech Partner audits related to the BaaS program
• Create and maintain Partner Audit Risk assessments focusing on key risks of the Partner and BaaS services
• Facilitate Partner audits with external audit firms, Fintech Partners, and Internal Audit
• Coordinate scheduling of Partner audits to ensure timely engagement and completion
• Evaluate and update Partner audit scopes including BSA, General Compliance, IT General Controls, and IT Security Assessments
• Review audit findings and remediation plans to ensure key risks are addressed
• Analyze audit risk trends across Partners to identify improvement opportunities
• Maintain knowledge of rules and regulations including BSA, USA Patriot Act, OFAC, and UDAAP

Skills

Audit risk assessment

Internal Audit

IT risk & controls

FinTech knowledge

Regulatory awareness

Education

Bachelor's degree

Job description

Responsibilities

• Lead and support the oversight of Fintech Partner audits related to the BaaS program
• Create and maintain Partner Audit Risk assessments focusing on key risks of the Partner and BaaS services
• Facilitate Partner audits with external audit firms, Fintech Partners, and Internal Audit
• Coordinate scheduling of Partner audits to ensure timely engagement and completion
• Evaluate and update Partner audit scopes including BSA, General Compliance, IT General Controls, and IT Security Assessments
• Review audit findings and remediation plans to ensure key risks are addressed
• Analyze audit risk trends across Partners to identify improvement opportunities
• Maintain knowledge of rules and regulations including BSA, USA Patriot Act, OFAC, and UDAAP

Requirements

• Bachelor's Degree or equivalent related experience
• 5+ years of relevant bank Internal Audit and/or IT Risk and Controls experience
• Strong technical background and understanding of FinTech
• Ability to state risks and issues concisely and articulate impact in a structured manner
• Strong analytical skills to review audit programs, work papers, and reports

Benefits

• Medical, Dental, and Vision Insurance
• Health Savings Account (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Retirement Plan with company matching
• Generous Paid Time Off and 11 paid holidays
• Company-paid basic life insurance and disability coverage

About the Company

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies to empower individuals and businesses.