Senior Trade Finance Specialist

invia cee x travelplanet.pl x wakacje.pl; United Arab Emirates; A distancia; AED 360.000 - 540.000; Jornada completa

Descripción de la vacante

invia cee x travelplanet.pl x wakacje.pl is seeking a Senior Trade Finance Specialist to lead import/export finance, LCs, bank guarantees, and related trade instruments. The role requires strong knowledge of trade finance, risk awareness, and cross-functional coordination with Treasury, Commercial, and Compliance teams.

Based in United Arab Emirates with remote work, you will coordinate with banks, insurers, and customers to ensure compliant, timely processing of documentary credits and

Formación

• Strong knowledge of trade-finance products and international banking processes.
• Proven experience managing letters of credit, documentary collections, and bank guarantees.
• Experience reviewing and processing trade documentation.
• Familiarity with KYC, AML, sanctions, and trade-compliance requirements.

Responsabilidades

• Lead day-to-day trade-finance activities across import, export, domestic, and cross-border transactions.
• Manage documentary letters of credit, standby letters of credit, documentary collections, bank guarantees, and related trade instruments.
• Review trade-finance requirements and determine appropriate transaction structures in coordination with Treasury and Commercial teams.
• Coordinate issuance, amendment, advising, confirmation, presentation, negotiation, settlement, and closure of trade-finance instruments.
• Review letters of credit for commercial, operational, documentary, and financial requirements.
• Coordinate with banks to issue, amend, advise, confirm, and settle documentary credits.

Conocimientos

Trade finance

Treasury coordination

International banking

KYC AML

Incoterms

Banking relationships

Descripción del empleo

We're Hiring: Senior Trade Finance Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Experience Level: Senior

Work Arrangement: Fully Remote

About Us

We are a globally focused organization committed to supporting secure, efficient, and compliant international trade and cross-border financial operations across diverse markets.

Our Finance and Trade teams collaborate across Treasury, Banking, Procurement, Sales, Commercial, Logistics, Legal, Compliance, Risk, Accounting, and external financial institutions to manage trade-finance transactions, documentary requirements, working-capital solutions, and international payment obligations.

The Role

We are seeking an experienced Senior Trade Finance Specialist to lead trade-finance operations, documentary credits, guarantees, collections, import and export financing, trade documentation, bank coordination, transaction controls, and working-capital support.

The ideal candidate will combine strong technical knowledge of trade finance with excellent attention to documentation, risk awareness, banking relationships, and cross-functional coordination to ensure international trade transactions are processed accurately, efficiently, and in compliance with applicable requirements.

Key Responsibilities

• Lead day-to-day trade-finance activities across import, export, domestic, and cross-border transactions.
• Manage documentary letters of credit, standby letters of credit, documentary collections, bank guarantees, and related trade instruments.
• Review trade-finance requirements and determine appropriate transaction structures in coordination with Treasury and Commercial teams.
• Coordinate issuance, amendment, advising, confirmation, presentation, negotiation, settlement, and closure of trade-finance instruments.
• Review letters of credit for commercial, operational, documentary, and financial requirements.
• Analyze letter-of-credit terms and identify discrepancies, risks, unusual clauses, and operational constraints.
• Coordinate with banks to issue, amend, advise, confirm, and settle documentary credits.
• Ensure trade documents comply with applicable letter-of-credit terms and documentary requirements.
• Review commercial invoices, packing lists, bills of lading, certificates of origin, insurance documents, inspection certificates, and other trade documentation.
• Coordinate documentary presentations with banks and ensure timely submission of required documents.
• Review documents for completeness, consistency, and compliance before bank presentation.
• Identify and resolve documentary discrepancies, exceptions, and bank queries.
• Manage documentary collections, including clean and documentary collections, in accordance with approved procedures.
• Coordinate import and export financing arrangements with banking partners.
• Monitor trade-finance facilities, utilization, maturity dates, available limits, collateral requirements, and outstanding exposures.
• Maintain accurate records of trade-finance facilities, transactions, instruments, documents, and bank correspondence.
• Coordinate issuance and management of bank guarantees, performance guarantees, advance-payment guarantees, bid bonds, retention guarantees, and other relevant instruments.
• Monitor guarantee expiry dates, claims periods, extensions, reductions, releases, and cancellations.
• Ensure guarantees are issued within approved authorities, limits, and contractual requirements.
• Coordinate with Legal and Commercial teams on guarantee wording and contractual requirements.
• Review trade-finance terms for alignment with customer, supplier, and contractual obligations.
• Work with Procurement and Supply Chain teams on supplier-financing, import-financing, and trade-payment arrangements.
• Coordinate with Logistics and Operations teams to ensure trade documentation supports shipment and customs requirements.
• Monitor shipment milestones and documentary deadlines relevant to trade-finance transactions.
• Ensure trade-finance activities align with applicable Incoterms and contractual trade requirements.
• Coordinate with banks, suppliers, customers, freight forwarders, customs brokers, insurers, and other trade partners.
• Maintain strong working relationships with relationship managers and trade-finance teams at banking institutions.
• Negotiate trade-finance terms, transaction fees, processing arrangements, and facility requirements where appropriate.
• Monitor bank charges, commissions, interest, discounting costs, and other trade-finance expenses.
• Reconcile trade-finance transactions, bank charges, financing balances, and related accounting entries.
• Coordinate with Accounting to ensure accurate recording of trade-finance transactions.
• Support Treasury with liquidity planning, trade-finance utilization, and working-capital management.
• Monitor trade-finance maturities, repayment obligations, settlement dates, and funding requirements.
• Prepare cash-flow forecasts incorporating trade-finance commitments and expected settlements.
• Assess opportunities to optimize trade-finance facilities and reduce financing costs.
• Support working-capital optimization through appropriate use of trade-finance instruments.
• Monitor trade-finance exposure by bank, counterparty, currency, transaction type, country, and customer or supplier.
• Identify potential operational, financial, counterparty, documentation, sanctions, and compliance risks.
• Coordinate with Compliance and Financial Crime teams on KYC, AML, sanctions, and trade-compliance requirements.
• Ensure trade-finance transactions comply with applicable sanctions, export controls, anti-money-laundering, and internal compliance requirements.
• Escalate suspicious, unusual, incomplete, or high-risk transactions through appropriate channels.
• Support trade-finance audits, compliance reviews, bank audits, and internal-control assessments.
• Maintain complete and audit-ready documentation for all trade-finance transactions.
• Establish appropriate controls over trade-finance approvals, documentation, bank instructions, transaction processing, and settlements.
• Monitor segregation of duties and authorization requirements within trade-finance processes.
• Prepare trade-finance reports covering outstanding instruments, utilization, maturities, exposures, fees, discrepancies, and exceptions.
• Develop dashboards and management information for trade-finance performance and risk monitoring.
• Analyze trade-finance costs, transaction volumes, bank performance, processing times, and operational trends.
• Investigate trade-finance processing delays, errors, documentary discrepancies, and settlement issues.
• Lead corrective actions and process improvements to reduce transaction errors and processing delays.
• Support automation of trade-finance workflows, document management, transaction tracking, and reporting.
• Participate in trade-finance system implementations, upgrades, bank-platform integrations, and process-transformation projects.
• Perform user acceptance testing for trade-finance workflows, system configurations, interfaces, and reporting.
• Maintain trade-finance procedures, process documentation, checklists, and operating guidelines.
• Provide training and technical guidance to Finance, Treasury, Procurement, Commercial, and Operations teams.
• Mentor junior trade-finance professionals and review complex transactions where required.

Key Performance Indicators

• Trade-finance transaction accuracy
• Trade-finance processing turnaround time
• Letter-of-credit issuance timeliness
• Letter-of-credit amendment turnaround time
• Documentary presentation accuracy
• Documentary discrepancy rate
• Documentary discrepancy resolution time
• Bank guarantee issuance timeliness
• Bank guarantee accuracy
• Guarantee expiry monitoring accuracy
• Trade-finance facility utilization
• Facility limit compliance
• Trade-finance maturity compliance
• Trade-finance settlement accuracy
• Import-financing processing time
• Export-financing processing time
• Documentary collection processing accuracy
• Trade-finance transaction error rate
• Trade-finance exception rate
• Bank query resolution time
• Trade-finance cost per transaction
• Bank fee and commission control
• Financing-cost optimization
• Interest-cost management
• Trade-finance cash-flow forecast accuracy
• Working-capital improvement
• Trade-finance exposure accuracy
• Counterparty exposure monitoring
• Trade-finance documentation completeness
• Trade-document compliance rate
• Sanctions and compliance screening completion
• KYC and AML compliance
• Trade-finance control effectiveness
• Audit finding rate
• Audit issue remediation
• Bank service-level compliance
• Bank relationship performance
• Trade-finance reporting accuracy
• Reporting timeliness
• Trade-finance system data accuracy
• Automation adoption
• Manual processing reduction
• Process improvement completion
• Trade-finance training completion
• Stakeholder satisfaction
• Operational-risk reduction
• Trade-finance policy compliance

Ideal Candidate

The successful candidate should have strong experience in trade finance, treasury, international banking, corporate finance, import/export finance, or banking operations, preferably within a multinational, trading, manufacturing, logistics, commodities, financial-services, or internationally active organization.

The candidate should demonstrate:

• Strong knowledge of trade-finance products and international banking processes.
• Proven experience managing letters of credit, documentary collections, and bank guarantees.
• Strong understanding of import and export financing.
• Experience reviewing and processing trade documentation.
• Strong knowledge of documentary requirements and discrepancy management.
• Understanding of international trade practices and Incoterms.
• Experience coordinating with banks, customers, suppliers, logistics providers, and internal stakeholders.
• Strong understanding of trade-finance facilities, limits, maturities, collateral, and transaction exposure.