Senior Officer- Portfolio Analytics

First Abu Dhabi Bank; Dubai; On-site; AED 150,000 - 210,000; Full time

Job summary

First Abu Dhabi Bank in Dubai seeks a Portfolio Analytics professional to drive Credit and Collections MIS, automate processes, and improve collection strategies for retail banking. The role involves extracting data from Alchemy, coordinating with CAD and Finance for reconciliation, and preparing MIS and presentations for senior management.

You will be responsible for designing segmentation, monitoring NPAs, and enabling timely incentive calculations while collaborating with IT for data

Qualifications

• Graduate in any discipline.
• 2–10 years of experience in related roles.
• Strong analytical and data interpretation abilities.

Responsibilities

• Portfolio analytics for Credit and Collections MIS.
• Design and implement collection strategies for retail banking.
• Prepare monthly MIS and presentations for senior management.
• Coordinate with CAD, Finance, and IT for data availability and reconciliation.
• Automate manual processes to improve efficiency and reduce errors.
• Monitor NPA accounts and track performance dashboards.

Skills

Sound banking knowledge

Sound knowledge of core consumer banki

Excellent presentation skills

Education

Graduate in any discipline

Tools

Excel

MS Access

SQL

Data analytics tools

Job description

GROUP FUNCTION AND ROLE PURPOSE

This role holder is responsible for handling Portfolio analytics related task covering both Credit and Collections MIS Collection allocation Automation and improvement of processes coordinate with portfolio management team CAD and Finance for reconciliation & manage collection systems and extraction from Alchemy and also preparing MIS and presentations for senior management.

Key Accountabilities:

• Responsible for collection strategy of retail banking.
• Responsible for allocation / capacity planning target and incentive pay-out
• Circulate collection deck
• Rendering assistance on business plan strategy and decision making by deriving insights
• Portfolio Analysis and monthly MIS generation
• Product wise monthly account level data extraction
• Design and drive collection strategy for the retail banking products and improve the collection effectiveness. Monitor and take corrective measure for failures.
• Keeping track of NPA accounts follow up with the team on resolutions. - Monitoring business performance and providing meaningful MIS / Analysis detailing the business performance
• Create segmentation in the portfolio based on the risk attached to the clients for efficient handling.
• Plan monitor and review the activities of collection strategy.
• Responsible for Incentive calculation timely release and monitoring the collector performance dashboards.
• Analyse scope for improvement in processes.
• Automate the manual processes for improving efficiency and reduce errors due to manual calculations.
• Provide supporton launch of any new system or upgrade/modification to the existing through functional analysis UAT.
• Coordinate with IT and other departments for timely availability of data for CBG.
• Agency management

Qualifications :

Minimum Qualifications: Graduate in any discipline

Minimum Experience: 2-10 years

Knowledge Skills and Attributes:

• Sound banking knowledge
• Sound knowledge of core consumer banking products
• Strong excel skills
• Proficient in MS Access and SQL
• Exposure to data Analytics tools
• Excellent presentation skills

Remote Work :

No

Employment Type :

Full-time