Senior Officer- Portfolio Analytics

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 60,000 - 90,000; Full time

Job summary

A leading financial institution in the UAE is seeking an experienced professional for handling portfolio analytics and collection strategies. The role involves monitoring business performance and providing analysis for decision-making. Ideal candidates should possess banking knowledge, strong analytical skills, and proficiency in Excel and SQL. Flexible experience from 2 to 10 years is preferred. This position is full-time and requires on-site presence.

Qualifications

• Minimum 2 years and maximum 10 years of experience required.

Responsibilities

• Responsible for collection strategy of retail banking.
• Product wise monthly account level data extraction.
• Automate the manual processes for improving efficiency.

Skills

Sound banking knowledge

Sound knowledge of core consumer banking products

Strong excel skills

Proficient in MS Access and SQL

Exposure to data Analytics tools

Excellent presentation skills

Education

Graduate in any discipline

Job description

GROUP FUNCTION AND ROLE PURPOSE

This role holder is responsible for handling Portfolio analytics related task covering both Credit and Collections MIS Collection allocation Automation and improvement of processes coordinate with portfolio management team CAD and Finance for reconciliation & manage collection systems and extraction from Alchemy and also preparing MIS and presentations for senior management.

Key Accountabilities

• Responsible for collection strategy of retail banking.
• Responsible for allocation / capacity planning target and incentive pay-out
• Circulate collection deck
• Rendering assistance on business plan strategy and decision making by deriving insights
• Portfolio Analysis and monthly MIS generation
• Product wise monthly account level data extraction
• Design and drive collection strategy for the retail banking products and improve the collection effectiveness. Monitor and take corrective measure for failures.
• Keeping track of NPA accounts follow up with the team on resolutions. - Monitoring business performance and providing meaningful MIS / Analysis detailing the business performance
• Create segmentation in the portfolio based on the risk attached to the clients for efficient handling.
• Plan monitor and review the activities of collection strategy.
• Responsible for Incentive calculation timely release and monitoring the collector performance dashboards.
• Analyse scope for improvement in processes.
• Automate the manual processes for improving efficiency and reduce errors due to manual calculations.
• Provide supporton launch of any new system or upgrade/modification to the existing through functional analysis UAT.
• Coordinate with IT and other departments for timely availability of data for CBG.
• Agency management

Qualifications

Minimum Qualifications

Graduate in any discipline

Minimum Experience

2-10 years

Knowledge Skills and Attributes

• Sound banking knowledge
• Sound knowledge of core consumer banking products
• Strong excel skills
• Proficient in MS Access and SQL
• Exposure to data Analytics tools
• Excellent presentation skills

Remote Work

No

Employment Type

Full-time