Senior Mortgage Consultant

Sintoria Mortgage Consultancy LLC; Dubai; On-site; AED 391,000 - 670,000; Full time

Benefits offered by this job

Residency visa

Medical insurance

Professional development & training

Career growth opportunities

Job summary

Sintoria Mortgage Consultancy LLC in Dubai seeks a Senior Mortgage Consultant to lead complex financing cases across personal and corporate segments, leveraging deep banking and credit analysis expertise.

You will advise on residential, commercial, UAE national housing and off-plan mortgages, build financial models, and maintain banks and developers relationships to source new business; visa and medical insurance provided.

Qualifications

• Minimum 5 years of continuous experience in the UAE banking industry.
• Experience with at least two UAE banks (minimum 2 years with each).
• Strong knowledge of mortgage products and financing structures.
• Solid understanding of credit risk assessment and underwriting.
• Ability to analyse business financials and audit reports.
• Advanced proficiency in Microsoft Excel.
• Excellent communication skills with a client-centric approach.
• Residency visa and medical insurance.
• Attractive salary package and opportunities for career growth.

Responsibilities

• Advise clients on residential, commercial, UAE national housing, and off-plan mortgages.
• Conduct comprehensive credit analysis for individuals and corporate clients.
• Analyze audited financial statements, cash flow, and risk profiles.
• Structure and present financing proposals aligned with bank policies.
• Maintain relationships with banks, real estate developers, and brokerages.
• Prepare financial models and Excel-based calculation sheets.
• Ensure high levels of client servicing and responsiveness.
• Demonstrate strong time management with regular follow-ups.

Skills

5+ years UAE banking experience

Banking network in UAE

Mortgage products knowledge

Credit risk assessment and underwritin

Analyze business financials and audit

Excellent communication skills

Residency visa

Tools

Microsoft Excel

Job description

Sintoria Mortgage Consultancy | Full time

Senior Mortgage Consultant

Dubai, United Arab Emirates

Sintoria Mortgage Consultancy is a dynamic and client-focused firm specializing in mortgage advisory and end-to-end property financing solutions. At Sintoria, we pride ourselves on fostering a supportive, collaborative, and inspiring work environment that attracts ambitious professionals eager to grow.

Our team benefits from hands‑on exposure to diverse financial institutions and real estate processes, making it an excellent place to build strong industry expertise while advancing a rewarding career.

Job Description

SintoriaMortgage Consultancy is seeking a highly experienced and driven SeniorMortgage Consultant to join our growing team. The ideal candidate willbring strong banking expertise, advanced credit analysis skills, and a provenability to manage and close complex financing cases across both individual andcorporate segments.

KeyResponsibilities

• Advise clients on a wide rangeof financing solutions including residential, commercial, UAE national housing, and off-planmortgages.
  
• Conduct comprehensive creditanalysis for individual and corporate clients.
  
• Analyse and interpret auditedfinancial statements, cash flow, and risk profiles.
  
• Structure and present financingproposals aligned with bank policies and client objectives.
  
• Maintain strong relationshipswith banks, real estate developers, and brokerage firms to sourcenew business.
  
• Prepare detailed financialmodels and Excel-based calculation sheets.
  
• Ensure high levels of clientservicing, responsiveness, and attention to detail.
  
• Demonstrate excellent timemanagement skills, with continuous follow-ups and regular coordinationwith financial institutions to ensure timely processing of clientapplications.
  
• Possess strong knowledge of andability to differentiate between internal mortgage financing policiesacross major financial institutions, and apply this knowledgeeffectively when structuring client cases.
  
• Demonstrate comprehensiveunderstanding of mortgage operations, including the varyingrequirements of banks, developers, municipalities, and land departments,ensuring smooth and compliant execution of the end‑to‑end financingprocess
  
• Consistently achieve assigned salesand revenue targets.
  

Requirements

• Minimum 5 years ofcontinuous experience in the UAE banking industry.
  
• Experience working with atleast two different UAE banks (minimum of 2 years in any of).
  
• Strong knowledge of mortgagesproducts and financing structures across retail and corporate sectors.
  
• Solid understanding of creditrisk assessment and underwriting principles.
  
• Proven ability to analyse businessfinancials and audit reports.
  
• Advanced proficiency in MicrosoftExcel.
  
• Excellent communication skillswith a strong client‑centric approach.
  
• Residency Visa
  
• Medical Insurance
  
• Attractive Salary Package
  
• Professional Development &Training Courses
  
• Opportunity for Career Growthand Expansion of Expertise