Senior MLRO & Financial Crime Lead (AML/CFT)

Edenred; Dubai; On-site; AED 500,000 - 900,000; Full time

Job summary

Edenred is seeking an experienced MLRO/Financial Crime Manager to own and continuously enhance its AML/CFT program in the UAE. You will oversee transaction monitoring, SAR/STR processes, and regulatory reporting, while coordinating with law enforcement and the FIU.

You will lead a cross-functional FinCrime team, ensure governance and controls are robust, and report to Senior Management on program effectiveness and regulatory compliance.

Qualifications

• Minimum 10 years of AML/CFT, financial crime and fraud risk management experience in financial services or fintech/payments in the region.
• Strong knowledge of UAE AML/CFT laws, CBUAE regulations, FIU reporting requirements, and relevant typologies.
• Experience owning and leading AML/CFT programs, transaction monitoring, and fraud prevention controls.

Responsibilities

• Act as designated MLRO and lead the organization's AML/CFT program end-to-end.
• Detect, monitor, and investigate money laundering and terrorist financing activities; review SARs/STRs.
• Decide on STR/SAR submissions to FIU, and report to regulators in a timely, accurate manner.
• Lead AML/CFT risk assessments and liaise with CBUAE, FIU, and law enforcement.
• Oversee sanctions screening, CDD/KYC programs, watchlists, and escalation with Senior Management.
• Report to Board and CLCO on program effectiveness; maintain fit-and-proper status with CBUAE.

Education

Bachelor's degree in Finance Accounting Business Administration Law Information Technology or related

Tools

NICE Actimize

FICO TONBELLER

Oracle Mantas

SAS AML

Job description

Edenred is seeking an experienced MLRO/Financial Crime Manager to own and continuously enhance its AML/CFT program in the UAE. You will oversee transaction monitoring, SAR/STR processes, and regulatory reporting, while coordinating with law enforcement and the FIU.

You will lead a cross-functional FinCrime team, ensure governance and controls are robust, and report to Senior Management on program effectiveness and regulatory compliance.