Senior FinCrime Analyst

Jobtailor

Dubai

On-site

AED 180,000 - 300,000

Full time

14 days+

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Job summary

Jobtailor in Dubai seeks a Financial Crime/AML investigator with crypto exposure to review alerts, perform due diligence, and prepare case files for escalation. You will work with the MLRO and use blockchain analytics tools to assess risks and support regulatory filings where applicable.

Candidates should have 3–6 years in AML/Onboarding, strong transaction monitoring skills, and relevant certifications (CAMS/CGSS). A crypto-focused background is essential.

Qualifications

3–6 years hands-on experience in Financial Crime / AML / Onboarding roles with crypto exposure.
Strong experience in transaction monitoring and investigations, including crypto flows and blockchain analytics.
KYC/CDD/EDD for high-risk clients including institutional or B2B relationships.

Responsibilities

Review and investigate alerts from crypto monitoring systems using risk-based judgement.
Conduct open-source and enhanced due diligence on crypto clients and partners.
Prepare onboarding risk assessments and escalation memos for approval by MLRO.

Skills

Transaction Monitoring

KYC/CDD/EDD

Analytical Thinking

Attention to Detail

Communication Skills

Education

CAMS

CGSS

Crypto-Specific Certifications

Tools

Chainalysis

TRM

Elliptic

Crypto Monitoring Tools

Job description

Review and investigate alerts generated from crypto transaction monitoring systems, applying risk-based judgement to distinguish genuine suspicious activity from false positives.
Analyse on-chain and off-chain activity to identify unusual patterns, typologies, and red flags (e.g., mixing services, darknet exposure, sanctioned wallets, high-risk jurisdictions, layering/structuring, and rapid movement between fiat and crypto).
Conduct end-to-end investigations, prepare clear and concise case files, and recommend appropriate dispositions (e.g., No SAR, SAR, exit, enhanced monitoring).
Draft well-reasoned internal escalation memos and, where applicable, support the MLRO in preparation of external filings/STRs/SARs in relevant jurisdictions.
Perform KYC, CDD, and EDD on new and existing crypto clients, counterparties, and partners, including exchanges, brokers, liquidity providers, and institutional clients.
Assess ownership structures, source of funds/source of wealth, business models, geography, and product usage against the Group’s risk appetite.
Conduct open-source and enhanced due diligence using appropriate tools to identify sanctions, PEP exposure, adverse media, and other financial crime risk indicators.
Prepare clear onboarding risk assessments and recommendations for approval, documenting rationale in line with policy and regulatory expectations.
Support periodic and trigger-based reviews, including re-KYC and uplift for higher-risk relationships.
Apply Group policies, standards, and procedures consistently across crypto transaction monitoring and onboarding activities.
Provide feedback to the Senior FinCrime Manager/MLRO on gaps, emerging risks, and opportunities to enhance the financial crime control framework in the crypto space.
Assist in updating procedures, playbooks, investigation templates, and risk assessment methodologies for crypto products and services.
Support the impact assessment and implementation of new regulatory guidance or industry expectations relating to virtual assets, VASPs, and related AML/CTF requirements.
Work effectively with the Group’s transaction monitoring and case management platforms, including any specialist blockchain analytics tools.
Identify recurring root causes in alerts and investigations, and work with Product and Technology teams to improve data quality, system logic, and control design.
Contribute to MI and reporting for senior management and the MLRO, including trends, typologies, and key metrics for crypto activity.
Collaborate with front-line teams, onboarding, operations, and technology to ensure crypto clients and flows are understood, documented, and controlled.
Provide practical training and guidance to colleagues on crypto-specific risks, typologies, and best practices in transaction monitoring and onboarding.

Requirements

3–6 years hands-on experience in Financial Crime / AML / Onboarding roles (1st & 2nd line of defense), with a strong focus on crypto / virtual assets / digital asset businesses, or a mix of traditional financial crime experience with demonstrable deep exposure to crypto use-cases, withing the EMI/ FinTech/ Payments industry
Solid hands-on experience in transaction monitoring and investigations, ideally including crypto transaction flows and blockchain analytics.
Experience with KYC/CDD/EDD for higher-risk clients, including institutional or B2B relationships; prior exposure to VASPs/exchanges/crypto brokers is a strong plus.
Strong understanding of key AML/CTF concepts, sanctions, PEPs, and regulatory expectations relevant to virtual assets (e.g., FATF recommendations, Travel Rule, VASP obligations, and local regulatory frameworks where the Group operates).
Familiarity with one or more blockchain analytics / crypto monitoring tools (e.g., Chainalysis, TRM, Elliptic, or similar) is highly desirable.
Professional certifications such as CAMS, CGSS, Chainalysis/other crypto-specific certifications, or equivalent, are an advantage.

Core Competencies

Demonstrates expertise in Financial Crime and AML processes, particularly within the crypto and digital asset sectors, with a strong focus on transaction monitoring, KYC/CDD/EDD practices, and regulatory compliance. Proficient in utilizing blockchain analytics tools to assess risks and enhance financial crime control frameworks.

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