Analyst - KYC & Onboarding - Personal Banking

First Abu Dhabi Bank FAB; Abu Dhabi; On-site; AED 420,000 - 700,000; Full time

Job summary

First Abu Dhabi Bank FAB is seeking an experienced KYC/AML compliance professional to lead end-to-end reviews for client onboarding and periodic checks. You will ensure documentation completeness, conduct due diligence, and assess sanctions and risks in line with UAE Central Bank and FAB policies.

The role emphasizes independent decision-making, stakeholder collaboration across risk, compliance and business units, and ongoing support for KYC onboarding and remediation efforts.

Qualifications

• Bachelor's degree or higher in Management, Banking, Finance
• Experience in Regulatory and Financial Crime Compliance (e.g. AML/KYC)
• Pro-active and business oriented with ability to prioritize conflicting demands

Responsibilities

• Review and approve KYC files for onboarding and periodic reviews
• Conduct end-to-end KYC due diligence for new-to-bank onboarding and reviews
• Perform name screening, due diligence, and adverse media checks
• Ensure Customer Risk Assessments are complete and compliant
• Escalate name-screening hits to advisory teams within compliance and fraud
• Maintain KPI tracking, MI reporting, and dashboards for KYC operations

Skills

KYC

AML/CFT

Regulatory Compliance

Name Screening

Customer Risk Assessment

Risk Management

MI Reporting

Stakeholder Management

Education

Bachelor's degree in Management/Banking/Finance

Job description

Perform duties as required in the relevant bank policies and KYC department SOPs covering KYC review process The candidate will perform independent reviews and approve KYC files at the time of client on-boarding Trigger base amp KYC periodic reviews The candidate will ensure that the KYC files are complete in terms of required KYC information documentation in accordance with bank s policies procedures and local regulatory expectations of the UAE Central Bank insuring AML CTF Sanctions risks associated with the clients are appropriately identified assessed and mitigated before a decision is taken to on board or retain bank clients and the Group CDD standards are adhered and enforced Review Assess approve all cases where applicable

KEY RESPONSIBILITIES

Handle the day-to-day KYC maker activity of reviewing KYC files and performing all required checks and controls to ensure completeness and readiness of the file for final review and approval Conduct end to end KYC Due Diligence for New to bank onboarding trigger events or periodic reviews Verify account opening forms have been completed adequately and have been verified Conduct amp review name screening due diligence and adverse media matches where applicable Review AML and Sanctions Questionnaires if applicable Conduct amp review the appropriateness and completion of the Customer Risk Assessment where applicable Ensure appropriate checks and controls within the team to ensure files are processed correctly Manage the book of work to ensure all High Risk Entity files are completed timely Escalation of Name screening hits to appropriate advisory teams within compliance and Fraud Ensure compliance with UAE Central Bank regulations and FAB bank policies procedures related to CDD AML CTF PEP amp Sanctions Ensure CDD information documentation is complete in line with bank policies procedures amp local regulatory requirements Follow GCDD departmental SOPs amp relevant checklist amp process notes Ensure adherence to all internal policies procedures and external regulatory requirements at all times On need basis support AVP VP KYC amp onboarding to discuss process related issues challenges and take necessary action where applicable Support the unit in appropriate need base trainings to Offshore team and business segments where appropriate Prioritization maintain the discipline in partnership with the local business Communicate consistency to internal and external stakeholders to ensure that the KYC cases are accepted through the approved channels and expectations are managed appropriately Follow defined RCSA and identify KRIs wherever applicable Perform independent analysis review and approve cases where applicable Perform independent end to end review analysis and approval for all GPB cases onboarding TB and PR strong Relationship Management strong Develop and manage positive working relationships with all stakeholders across business lines and supporting functions Support line manager and other teams within Risk amp Controls through providing timely assistance and solutions on need basis Resolve conflicts and provide effective solutions to the stakeholders Efficient coordination with key stakeholders to get the job done in timely manner strong MI Reporting strong Ensure all departmental trackers are timely maintained Preparation of KYC reviews process related presentations and dashboards on ad-hoc basis Interact with stakeholders and help the KYC teams achieve KPI s strong Generic strong Manage ADHOC amp administrative activities as deemed appropriate and assigned by line managers Develop and manage positive working relationships with all stakeholders across business lines and supporting functions including HO KYC Business RMs Support line manager and other teams within Risk amp Controls through providing timely assistance and solutions on need basis Resolve conflicts and provide effective solutions to the stakeholders Efficient coordination with key stakeholders to get the job done in timely manner

Minimum Qualification

Bachelor's degree or higher in Management, Banking, Finance, preferably with certification in Compliance, KYC/AML/CFT, Financial Crime or Risk Management

Minimum Experience

Minimum Experience Minimum of 8-10 years of experience in a reputed BankAt least 5 years technical experience across various aspects of Regulatory and Financial Crime Compliance (e.g. local and international requirements, FATCA, CRS, GDPR, AML, KYC, etc.)Internal Audit experience and Compliance Assurance background would be considered an asset.Pro-active and business oriented with proven ability to prioritize, manage conflicting demands and ability to assess.

Preferred / Beneficial

Preferred / BeneficialInternal Audit experience and Compliance Assurance background would be considered an asset.

Skills

ComplianceKYCAMLCFTFinancial CrimeRisk ManagementRegulatory ComplianceFATCAGDPRCustomer Due Diligence (CDD)AML/CTFPEPSanctionsName ScreeningCustomer Risk AssessmentStakeholder ManagementMI ReportingPresentation PreparationDashboard PreparationRisk & ControlsRelationship ManagementTraining & Knowledge SharingRCSAKRI Identification