Senior AML Investigator - Fintech Risk & Compliance

Ziina Ltd; Dubai; On-site; AED 180,000 - 240,000; Full time

Job summary

Ziina Ltd in Dubai is seeking an experienced AML Analyst to protect the platform from money laundering and financial crime while supporting scale. You will handle end-to-end AML cases, collaborate with Fraud, Risk, Product, and Compliance teams, and contribute to process improvements and automation initiatives.

The ideal candidate has 2+ years in AML, with strong investigative skills and a risk-based mindset. English communication is essential; Arabic is a plus.

Qualifications

• 2+ years of AML experience and financial crime investigations within fintech, payments or financial services.
• Strong understanding of AML/CFT/CPF concepts, risk-based investigations, and transaction monitoring.
• Experience reviewing alerts, investigating unusual activity, and documenting outcomes clearly.
• Ability to work independently and take ownership of cases in a fast-paced environment.
• Strong written communication skills in English; Arabic is a plus.

Responsibilities

• Review and investigate transaction monitoring alerts, unusual activity, and high-risk behaviors across consumer and merchant accounts.
• Assess customer activity against expected behavior, KYC/KYB profiles, and known typologies.
• Draft high-quality internal STR/SAR and other AML reports; escalate when required.
• Identify AML red flags, emerging typologies, and potential predicate offenses.
• Ensure investigations are conducted in line with internal policies and regulatory requirements.
• Identify gaps or inefficiencies in AML workflows and propose improvements.
• Partner with Fraud, Product, Engineering, and Operations teams to reduce AML risk upstream.
• Contribute to automation initiatives to improve monitoring quality.
• Analyze historical cases to identify trends, patterns, and risk drivers.
• Maintain clear, structured case notes and investigation summaries suitable for audit.

Skills

AML experience

Transaction monitoring

Financial crime investigations

English communication

Arabic language

SQL/Python for analyses

Tools

goAML

Case management

Job description

Ziina Ltd in Dubai is seeking an experienced AML Analyst to protect the platform from money laundering and financial crime while supporting scale. You will handle end-to-end AML cases, collaborate with Fraud, Risk, Product, and Compliance teams, and contribute to process improvements and automation initiatives.

The ideal candidate has 2+ years in AML, with strong investigative skills and a risk-based mindset. English communication is essential; Arabic is a plus.