Principal System Architect - Digital Banking & Payments

Xad Technologies; Dubai Emirate; On-site; AED 167,000 - 279,000; Full time

Benefits offered by this job

Visa provided

Health insurance

Yearly airfare

Job summary

Xad Technologies seeks a Principal System Architect to lead the enterprise architecture strategy for large-scale Digital Banking and Digital Payments platforms. You will define standards, govern solutions, and drive secure, scalable cloud-native systems for mission-critical financial services.

Collaborating with Engineering, Product, Security, Compliance, and Leadership, you will mentor architects and engineering teams while aligning technology with business goals and regulatory requirements.

Qualifications

• Bachelor's degree in computer science, IT, software engineering, or related field.
• 15+ years in software engineering or system architecture.
• 8+ years as solution, system, enterprise, or principal architect.
• 5+ years in banking, digital payments, or FinTech.
• Proven experience with enterprise-scale, cloud-native financial platforms.
• Strong knowledge of EA, cloud, Kubernetes, APIs, security, DevSecOps, and compliance.
• TOGAF and cloud certifications preferred.

Responsibilities

• Define enterprise architecture strategy, technology roadmap, standards, and governance.
• Design scalable, cloud-native microservices and event-driven architectures.
• Architect Digital Payments, Mobile Wallets, QR Payments, Open Banking, Core Banking integrations, and more.
• Lead architecture reviews, ARB, HLD approvals, and reusable framework governance.
• Design integrations with Visa/Mastercard, Core Banking, AML, Fraud, CRM, ERP, Identity, and Open Banking APIs.
• Ensure High Availability, DR, security-by-design, performance, and observability.
• Drive Cloud, Kubernetes, DevSecOps, API-first, CI/CD, and IaC initiatives.
• Ensure PCI-DSS, ISO 27001, AML/KYC, OAuth2, OpenID Connect, JWT, mTLS, and Zero Trust compliance.
• Mentor architects and engineering teams in collaboration with CTO/CIO and business stakeholders.

Skills

Enterprise Architecture

Microservices

Cloud Platforms

Kubernetes

DevSecOps

APIs

Security

PCI-DSS

Open Banking

Education

Bachelor's degree in Computer Science

IT

Software Engineering

Tools

AWS

Azure

GCP

Docker

Terraform

Jenkins

GitHub Actions

ArgoCD

Job description

Xad Technologies seeks a Principal System Architect to lead the enterprise architecture strategy for large-scale Digital Banking and Digital Payments platforms. You will define standards, govern solutions, and drive secure, scalable cloud-native systems for mission-critical financial services.

Collaborating with Engineering, Product, Security, Compliance, and Leadership, you will mentor architects and engineering teams while aligning technology with business goals and regulatory requirements.