Lead - Risk Governance & Analytics

Dicetek LLC; Abu Dhabi; On-site; AED 180,000 - 320,000; Full time

Job summary

Dicetek LLC in the UAE seeks a senior Risk Governance professional to lead ICAAP, stress testing, and risk reporting in line with CBUAE guidelines.

The role requires 8–10 years in banking with strong credit risk, analytics, and governance experience, plus proficiency in MS Office and risk tools like Credit Lens.

Qualifications

• Master’s degree in Finance, CA or MBA with Risk Management certification.
• 8–10 years of banking experience with 5–7 years in Risk Governance/ Credit Risk/ Analytics.
• Proficiency in MS Office; knowledge of Credit Lens and impairment calculations.
• Knowledge of Credit Risk Assessment, Basel, Pillar III, ICAAP, IFRS 9 ECL, and CBUAE guidelines.

Responsibilities

• Develop and maintain regulatory ICAAP and Stress Testing reports.
• Maintain annual recovery planning framework with Finance.
• Support governance across risk areas and reporting to senior management.
• Prepare granular risk reports and risk dashboards; coordinate with CRO and auditors.
• Ensure policies, processes, and data quality meet CBUAE requirements.

Skills

Risk governance

Credit risk

Analytics

MS Office

Credit Lens

Impairment calc

Education

Master’s degree in Finance / CA / MBA with risk cert

Tools

Credit Lens

Job description

A

Complying with regulatory requirements forPrepare annual and periodic ICAAP and Stress Testing reportDevelop and maintain annual recovery planning framework in coordination with FinanceRunning regulatory stress test bottom-up as per CBUAE requirements as per the required frequencyDeveloping and running internal credit risk stress testing for all relevant portfoliosProactively reviewing other regulatory guidelines local and international related to risk governance from time to time

B

Risk monitoring and reporting for senior managementSupport in preparing quarterly Risk Dashboard and enhance the same on regular basis Submission of relevant information to MRC BRC BoardPreparation of granular portfolio risk reportsMaintenance of Credit Lens or other risk rating toolsContribute and provide risk related inputs into RAROC or any other credit related system

C

Risk Governance Risk AppetiteDevelopment and maintenance of Risk Appetite Statement and Caps Limits Credit Strategy Portfolio Caps Guidance on Industry Standards Outlook Maintenance and update of gap assessment of all regulatory requirements related to Risk Governance area

D

Risk Policies FrameworkTimely maintenance and update of risk governance policies and ensure implementation of these policies Review of policies owned by credit and product program owned business Guidance on Regulatory Issues pertaining to Risk and Credit aligning the policies in line with CBUAE guidelines

E

OthersWork as a back-up for IFRS9 calculation and related workDeveloping and maintenance of risk data infrastructure related to above activitiesSupporting data management team to identify the sources automate the sourcing establish mechanism to measure monitor and improve data quality and any other tasks to meet CBUAE requirements on data managementAny other work assigned by Head of the Department CROTo work in co-ordination with other departments of the Bank specifically CRM CAD Monitoring IT and Finance Co-ordination with internal and external auditors in relation to areas of credit risk

Qualifications & Experience

Master’s degree such as Chartered Accountant (CA), MBA Finance, or Risk Management certificationOver 8-10 years of Banking Experience with 5-7 years in Risk Governance/ Credit Risk/AnalyticsMS Office (Excellent), Credit Lens, Impairment Calc., etc.Knowledge of Credit Risk Assessment, Basel, Pillar III, ICAAP, Recovery Planning, IFRS 9 ECL, CBUAE guidelines etc.Preferred Qualifications, Skills & ExperienceRisk Management certifications such as FRM, PRM etc.Knowledge of program language(s), would be an advantageRisk Management Regulatory Compliance Financial Analysis