Credit Risk & Policy Analyst

DIB; Dubai; On-site; AED 167,000 - 312,000; Full time

Job summary

DIB in Dubai seeks a Credit Risk Analyst to monitor risk, assess credit parameters and ensure adherence to policy across retail banking. You will review facilities, perform CPV checks, and support audits with accurate data for timely management decisions.

The role requires 2-3 years in financial services, strong analytical skills, and a Bachelor’s degree. You will work under established SOPs to minimize risk and deliver high-quality service.

Qualifications

• Must have experience in financial services and retail banking risk controls.
• Strong data analysis and MIS reporting capabilities.
• Familiarity with bank policies, SOPs, and audit requirements.

Responsibilities

• Ensure deviation approvals from product and credit parameters per authority matrix.
• Monitor risk and market trends; suggest policy amendments to minimize risk and improve quality.
• Verify facilities proposed by branches/sales with proper signoffs at every stage.

Skills

Credit risk assessment

Retail banking

Financial analysis

Audit

CPV verification

Education

Bachelor's Degree in Finance/Economics/Banking

Financial accreditation (advantage)

Job description

DIB in Dubai seeks a Credit Risk Analyst to monitor risk, assess credit parameters and ensure adherence to policy across retail banking. You will review facilities, perform CPV checks, and support audits with accurate data for timely management decisions.

The role requires 2-3 years in financial services, strong analytical skills, and a Bachelor’s degree. You will work under established SOPs to minimize risk and deliver high-quality service.