Head of Working Capital & Real Estate Lending

RAK BANK; United Arab Emirates; On-site; AED 300,000 - 400,000; Full time

Job summary

A leading financial institution in the United Arab Emirates is seeking a Head of Working Capital & Real Estate Lending. In this role, you will drive product strategy, manage a team, and optimize lending products for SMEs and commercial clients. The ideal candidate will have over 10 years in banking, with significant experience in product management. This position offers the opportunity to influence the bank’s strategic priorities and ensure product profitability.

Qualifications

• Minimum 10 years of banking or financial services experience.
• 5–7 years in product management.
• Strong understanding of SME banking ecosystem and credit programs.

Responsibilities

• Develop and own the strategy for Working Capital and Real Estate Lending products.
• Define and execute product roadmap to drive portfolio growth and profitability.
• Conduct regular portfolio reviews to monitor performance and pricing effectiveness.

Skills

SME Banking Ecosystem

Product Strategy & Lifecycle Management

Financial & Commercial Acumen

Regulatory & Compliance Awareness

Credit & Risk Understanding

Innovation & Problem-Solving

Stakeholder Management & Collaboration

Leadership & Team Development

Execution Excellence and Resilience

Education

Bachelor’s degree in Finance, Business, Economics, or related field

Job description

A leading financial institution in the United Arab Emirates is seeking a Head of Working Capital & Real Estate Lending. In this role, you will drive product strategy, manage a team, and optimize lending products for SMEs and commercial clients. The ideal candidate will have over 10 years in banking, with significant experience in product management. This position offers the opportunity to influence the bank’s strategic priorities and ensure product profitability.