Head of Treasury

AXIAN Group; Dubai; On-site; AED 900,000 - 1,500,000; Full time

Job summary

Digibank & Fintech seeks a highly experienced Head of Treasury to lead strategic and operational finance functions for multiple fintech entities operating in Africa from Dubai. You will drive liquidity optimization, FX hedging, investment governance, and risk controls while implementing integrated treasury systems and real-time dashboards.

The role requires deep expertise in treasury management, IFRS compliance, regulatory framing, and cross-border funding.

Qualifications

• 10–15 years in treasury or financial risk management.
• Minimum 5 years in senior treasury leadership within banking/fintech.
• Experience in multi-currency treasury and cross-border liquidity.
• Proven capital and liquidity management experience.

Responsibilities

• Strategic Leadership & Treasury Governance: Develop and execute treasury strategy; establish governance framework; design and maintain policies; liaise with banks/rating agencies.
• Liquidity & Cash Management: Supervise daily cash positioning; oversee cash forecasting; implement centralized TMS; manage cash pooling and cross-border flows.
• Investment & Financial Risk Management: Manage surplus liquidity; design FX/IR hedging strategies; monitor counterparty/credit risks; develop Treasury Risk Dashboard.
• Treasury Operations & Controls: Supervise back-office operations; ensure IFRS compliance; work with Internal Audit; lead process reviews for automation.
• Technology, Innovation & Transformation: Champion digital treasury, APIs, AI forecasting; integrate treasury systems with core platforms; promote real-time visibility.
• Team Leadership & Development: Build and lead treasury team; talent development; foster discipline, integrity, collaboration.

Skills

Treasury strategy

Liquidity management

FX hedging

Risk management

Leadership

Education

Master's degree in Finance or related field

ACT certification

Tools

Kyriba

SAP TRM

Job description

Job Description:

The Head of Treasury provides strategic and operational leadership over the Finance function of Digibank & Fintech, ensuring robust liquidity management, cash forecasting, foreign exchange transactions execution, investment management, and financial risk control across multiple Fintech and Digibank entities operating in Africa.

He/she ensures that the Cluster has the optimal cash structure, sourcing various currencies at the best rate, risk-hedging mechanisms to support growth, regulatory compliance, and financial resilience.

RESPONSIBILITIES

Strategic Leadership & Treasury Governance

• Develop and execute the Digibank & Fintech Treasury Strategy aligned with overall financial, risk, and business objectives.
• Establish a central treasury governance framework defining policies, procedures, limits, and approval authorities across subsidiaries.
• Design and maintain the Digibank & Fintech Liquidity Policy, Funding Policy, and Investment Policy, ensuring alignment with local regulatory requirements (Banking, e-money, PSP, and Fintech regulators).
• Act as the primary liaison with central banks, banking partners, and rating agencies.

Liquidity & Cash Management

• Supervise daily cash positioning and intercompany liquidity; ensure optimal utilization of funds across entities.
• Oversee short- and medium-term cash forecasting leveraging digital treasury tools and predictive analytics.
• Implement a centralized treasury management system (TMS) integrating APIs with Digibank and PSP platforms for real-time visibility.
• Manage the Digibank & Fintech cash pooling structure and ensure efficient repatriation, cross-border remittances, and funding flows.
• Define and monitor liquidity KPIs (LCR, NSFR, liquidity gap, free cash ratios) and maintain appropriate stress testing models.

Investment & Financial Risk Management

• Oversee the management of surplus liquidity through low-risk, high-yield investment instruments compliant with regulatory constraints where applicable.
• Design and implement FX, interest rate, and market risk hedging strategies (e.g., forwards, swaps, NDFs).
• Ensure ongoing monitoring and mitigation of counterparty, credit, and concentration risks.
• Lead the development of a Treasury Risk Dashboard integrated with the Risk Management function.

Treasury Operations & Controls

• Supervise treasury back-office operations: deal confirmations, settlements, accounting, and reconciliations.
• Ensure full compliance with IFRS, internal controls and audit requirements.
• Work closely with Internal Audit, Risk & Compliance to ensure robust segregation of duties, documentation, and authorization matrices.
• Lead periodic treasury process reviews to enhance efficiency and automation (RPA, AI, blockchain-based payment rails).

Technology, Innovation & Transformation

• Champion digital treasury innovation: adoption of APIs, AI-based forecasting, data analytics, and centralized dashboards.
• Coordinate with the Digibank & Fintech CIO to ensure treasury systems’ integration with the Digibank core and Fintech payment engines.
• Promote real-time liquidity visibility and advanced risk analytics for proactive decision-making.

Team Leadership & Development

• Build and lead a high-performing treasury team across multiple jurisdictions.
• Develop talent through structured learning, performance management, and succession planning.
• Foster a culture of discipline, integrity, collaboration, and innovation within the finance community.

PROFILE

ACADEMIC

• Mater’s degree in Finance, Economics, Accounting or Business Administration from a reputable institution.
• Professional certification preferred : ACT (Association of Corporate Treasurers)

EXPERIENCES

• 10–15 years of experience in treasury, financial risk management.
• Minimum 5 years in a senior treasury leadership role within banking, fintech, digital payments, or financial services.
• Proven record in multi-currency treasury management, cross-border liquidity, and regulatory compliance across African jurisdictions.
• Proven record in capital and liquidity management.

COMPETENCIES

Hard skills

• Deep knowledge of treasury operations, cash management, ALM, FX, derivatives, and investment management.
• Advanced proficiency with Treasury Management Systems (e.g., Kyriba, FIS, SAP TRM).
• Strong command of IFRS, Basel III liquidity principles, and local prudential regulations.
• Solid understanding of fintech payment ecosystems, mobile money flows, and settlement risk.

Soft Skills

• Strategic thinker with strong analytical and financial modeling skills.
• High integrity, reliability, and ethical standards.
• Leadership presence with excellent communication and negotiation abilities.
• Excellent command of English; French language proficiency is a strong plus.
• Agility and resilience in fast-changing, multicultural environments.
• Collaborative and solution-oriented mindset.

Requirements: