Head Of Compliance High-Risk Trading Clients

3S Money; Dubai; On-site; AED 550,000 - 900,000; Full time

Job summary

3S Money in Dubai seeks a dedicated compliance owner for our Forex/CFD broker relationships, responsible for onboarding, monitoring, and risk classification across entities. This segment has leveraged trading models and cross-border activity, requiring an MLRO-level expert.

You will engage regulators (FCA, CSSF, DFSA etc.), design segment-specific controls, and collaborate with Group Compliance to balance growth with regulatory defensibility.

Qualifications

• Held an MLRO or Head of FCC role at a Forex/CFD broker or trading platform.
• Experience in EMI or PSP Financial Crime function with direct responsibility for this client segment.
• Strong knowledge of AML/CFT frameworks for leveraged trading and FX flow structures.
• Experience navigating multi-regulator environments (FCA, DFSA, CySEC, ASIC, SCA, CSSF).
• Certifications (ICA, CAMS, or equivalent) preferred.

Responsibilities

• Own end-to-end compliance and financial crime risk management for the forex/CFD broker and trading-platform client book.
• Design and maintain segment-specific onboarding, EDD, and risk-rating methodologies that reflect leveraged trading business models.
• Own transaction monitoring scenario design and tuning specific to broker/FX flow patterns.
• Act as a credible technical voice with regulators relevant to your base location and client relationships (e.g. FCA, CSSF, DFSA) on matters concerning this client segment.
• Partner with the Group Compliance function to ensure segment practice aligns with AML/KYC policy and board-level reporting.
• Support commercial and onboarding teams with pragmatic, risk-based guidance that balances growth with regulatory defensibility.
• Escalate emerging risks to Group CRCO and Board as appropriate.
• Be the point of escalation for AML concerns and advise first line teams and MLROs on client activity and risks.

Skills

MLRO experience

AML/CFT knowledge

Regulatory navigation

Stakeholder management

Job description

Job Description:

The Role

This is a segment-specific Compliance / FCC role, not a generalist compliance function. You will be the dedicated compliance owner for our Forex/CFD broker and trading-platform client relationships and will be accountable for ensuring our onboarding, monitoring, and risk classification of this segment is defensible, proportionate, and regulator-ready across all entities we service them from.

This segment carries distinct regulatory characteristics — leveraged/CFD business models, cross-border client acquisition, FX flow structures, and licensing between group entities — and needs someone who has worked as an MLRO inside a broker or an EMI/PSP serving brokers, not someone learning the sector from the outside.

Our mission

3S Money is reinventing international business banking. Founded in 2018, our mission is to help growing businesses send, receive and exchange money in over 190 countries. With offices in five countries and over 200 employees, you’ll be joining a high-energy, high-impact team that’s achieved profitability and has a wealth of opportunity ahead.

Our culture

At 3S Money, we believe in caring personally, staying curious and making an impact through collaboration not competition. Our culture is genuinely transparent with minimal hierarchy and a commitment to each employee’s professional growth.

Key Responsibilities

• Own end-to-end compliance and financial crime risk management for the forex/CFD broker and trading-platform client book
• Design and maintain segment-specific onboarding, EDD, and risk-rating methodologies that reflect leveraged trading business models
• Own transaction monitoring scenario design and tuning specific to broker/FX flow patterns
• Act as a credible technical voice with the regulators relevant to your base location and the client relationships you own (e.g. FCA, CSSF, DFSA etc) on matters concerning this client segment
• Partner with the wider Group Compliance function to ensure segment practice aligns with group-wide AML/KYC policy and board-level reporting
• Support commercial and onboarding teams with pragmatic, risk-based guidance that balances growth with regulatory defensibility
• Escalate emerging risks (licensing mismatches, sanctions exposure, structural red flags) to the Group CRCO and Board as appropriate
• Be the point of escalation for AML concerns and help advise first line teams and MLRO’s on client activity, behaviour and risks.

What We're Looking For

You will have direct, hands-on experience in one or both of the following:

• Held an MLRO or Head of FCC role at a Forex/CFD broker or trading platform, or
• Worked within an EMI or PSP Financial Crime function with direct responsibility for this client segment
• Strong working knowledge of AML/CFT frameworks and how they apply to leveraged trading and FX flow structures
• Experience navigating multi-regulator environments (e.g. FCA, DFSA, CySEC, ASIC, SCA, CSSF)
• Comfort with hands‑on licensing/regulatory scope analysis — able to identify where a client's stated permissions don't match its actual business model
• Strong stakeholder management skills; able to work at pace with commercial teams while holding a firm risk line
• Relevant certifications (ICA, CAMS, or equivalent) preferred

Requirements