FinOps Analyst

Uniqpay Technologies; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

UniqPay Technologies is seeking a FinOps Analyst to own the cost side of moving money, scheme fees, provider charges, and the reconciliation of invoices. Build models and dashboards that determine pricing decisions the CEO and CFO rely on, across corridors and providers.

You will own the cost map, track per-corridor costs, and automate processes to provide clear, auditable numbers for leadership and pricing negotiations.

Qualifications

• 2 to 4 years in financial analysis, payments finance, or FinOps in a payments company, PSP, or bank.
• Domain knowledge: interchange, scheme fees, provider pricing structures, and settlement mechanics.
• Analytical skills: strong with spreadsheets and structured query language; able to build auditable models.
• Rigour: reconciles to the cent and documents why, every time.
• Communication: can translate a fee schedule into a one-page story for the CEO.
• Tools: comfortable with business intelligence platforms and accounting systems.

Responsibilities

• Own the cost map and model every fee, including scheme provider banking and FX costs per corridor.
• Reconcile invoices; check invoices against contracted rates and actual volumes and chase discrepancies to resolution.
• Model the unit economics and maintain per-transaction and per-corridor profitability views for leadership.
• Support pricing with cost floors for pricing decisions and renewals.
• Automate the reconciliation process and move away from spreadsheets toward repeatable processes.
• Produce the monthly cost of payments pack with variances explained.

Job description

About the role

We are looking for a FinOps Analyst to own the cost side of moving money scheme fees provider fees corridor economics and the reconciliation of what partners charge us against what they said they would Payments companies live or die on basis points You are the person who knows where every one of ours goes Pre launch the fee models the provider cost trackers and the unit economics dashboards do not exist You will build them and the pricing decisions the CEO and CFO make will rest on your numbers

What you will do

Own the cost map Build and maintain the model of every fee UniqPay pays scheme provider banking and FX costs per corridor and method Reconcile the invoices Check every partner and provider invoice against contracted rates and actual volumes and chase every discrepancy to resolution Model the unit economics Maintain per transaction and per corridor profitability views the leadership team can actually use Support pricing Give Finance and Commercial the cost floor for every pricing decision and renewal negotiation Watch the trends Flag fee changes mix shifts and cost creep before they show up in the monthly close Automate the grind Move fee reconciliation from spreadsheets toward repeatable documented processes Report to the CFO Produce the monthly cost of payments pack with variances explained not just displayed

Where this role goes

This role grows with the platform into a senior FinOps or payments finance remit more corridors more providers and ownership of the cost strategy rather than just the cost record

Who you are

Experience: 2 to 4 years in financial analysis, payments finance, or FinOps, ideally inside a payments company, PSP, or bank. Domain knowledge: Real understanding of interchange, scheme fees, provider pricing structures, and settlement mechanics. Analytical skills: Strong with spreadsheets and structured query language, and able to build a model others can audit. Rigour: Reconciles to the cent and documents why, every time. Communication: Turns a fee schedule into a one page story the CEO can act on. Tools: Comfortable with business intelligence platforms and accounting systems. Education: A bachelor degree in Finance, Accounting, Economics, or a related field.

Bonus points if

You have found real money in a provider invoice reconciliation and clawed it back. You have built a unit economics model a leadership team used for pricing. You have worked with more than one acquiring or payout provider.