Enterprise Risk & ORSA Manager — Insurance (Dubai)

AlFuttaim; Dubai; Sur place; AED 201 000 - 335 000; Plein temps

Résumé du poste

Al-Futtaim is seeking a Risk Manager to support the Chief Risk Officer in maintaining an independent and effective risk management framework, monitoring material exposures, strengthening governance, and protecting policyholders, solvency, and regulatory standing in Dubai.

The role covers enterprise risk management, ORSA, solvency, regulatory compliance, stress testing, insurance risk, and capital oversight, with responsibilities spanning risk appetite, reporting, board interactions, and

Qualifications

• Bachelor's degree in Risk Management, Actuarial Science, Finance, Accounting or related field.
• Postgraduate qualification or professional certification is a plus.
• 3–5 years of relevant experience, including at least 3 years in insurance.
• Strong understanding of UAE insurance regulation and governance.

Responsabilités

• Maintain the enterprise risk management framework, policies, taxonomy, risk register and governance structures.
• Develop and maintain risk appetite statements, limits and key risk indicators.
• Monitor risk exposures against thresholds and escalate breaches promptly.
• Provide independent risk challenge on strategy, pricing, underwriting, reserving and investments.
• Coordinate ORSA, link risk profile with strategy, capital, and appetite.
• Conduct stress testing, scenario analysis, and reverse-stress testing.
• Prepare timely risk reports for board and management and track remediation.
• Maintain records of risk events, losses and control failures with actions.

Connaissances

Enterprise risk management

ERM

ORSA

Risk appetite

Risk taxonomy

Risk register

Key risk indicators

Solvency management

Capital adequacy

Regulatory risk

Cyber risk

Model risk

Stress testing

Scenario analysis

Reverse-stress testing

Description du poste

Al-Futtaim is seeking a Risk Manager to support the Chief Risk Officer in maintaining an independent and effective risk management framework, monitoring material exposures, strengthening governance, and protecting policyholders, solvency, and regulatory standing in Dubai.

The role covers enterprise risk management, ORSA, solvency, regulatory compliance, stress testing, insurance risk, and capital oversight, with responsibilities spanning risk appetite, reporting, board interactions, and