EDD Onboarding Analyst - Complex AML & KYC Risk Assessments

Finseta PLC; Dubai; On-site; AED 360,000 - 540,000; Full time

Job summary

Finseta PLC, a global payments and foreign exchange business, seeks an experienced Enhanced Due Diligence (EDD) Onboarding Analyst to join its Compliance and Financial Crime team in the DIFC, Dubai.

The role focuses on detailed due diligence, risk assessments and onboarding decisions, leveraging DFSA/FCA expectations to mitigate financial crime risks while maintaining evidence-based, compliant client onboarding processes.

Qualifications

• Minimum 4 years' experience in AML, financial crime, EDD, KYC or compliance.
• Experience reviewing corporate structures and verifying beneficial ownership.
• Solid understanding of AML/CTF risks, PEPs and adverse media.
• Knowledge of DFSA and/or FCA regulatory requirements and applying them to onboarding decisions.
• Strong investigative, analytical and report-writing skills.
• Experience using corporate registries, OSINT and external research tools.
• Excellent attention to detail and ability to manage multiple cases.

Responsibilities

• Conduct CDD and EDD reviews on corporate and individual clients, focusing on complex and higher-risk relationships.
• Analyse corporate structures, including multi-layered ownership, offshore entities and holding companies.
• Identify and verify ultimate beneficial owners (UBOs) and other connected parties.
• Assess source of wealth and funds, business activities and anticipated account usage.
• Perform PEP and adverse media screening and document findings.
• Prepare clear EDD reports with findings, risk indicators and onboarding recommendations.
• Escalate higher-risk cases to the MLRO in line with internal procedures.

Skills

AML experience

KYC

Regulatory knowledge

OSINT tools

Report writing

Analytical thinking

Investigations

Tools

Comply Advantage

LexisNexis

Risk Narrative

Job description

Finseta PLC, a global payments and foreign exchange business, seeks an experienced Enhanced Due Diligence (EDD) Onboarding Analyst to join its Compliance and Financial Crime team in the DIFC, Dubai.

The role focuses on detailed due diligence, risk assessments and onboarding decisions, leveraging DFSA/FCA expectations to mitigate financial crime risks while maintaining evidence-based, compliant client onboarding processes.