CRO, Fintech & Lending Risk Leader in Dubai

PayTech Nexus Ltd; Dubai; On-site; AED 300,000 - 550,000; Full time

Job summary

PayTech Nexus Ltd is seeking a Head of Risk (Chief Risk Officer) to lead risk management strategies in Dubai. The role is crucial for developing and executing enterprise-wide risk frameworks, ensuring compliance and fostering a high-performing risk culture within the lending operations. Ideal candidates will have extensive experience in risk management, particularly within fintech and digital lending, and demonstrate strong leadership capabilities and analytical skills.

Qualifications

• Experience: 15-20 years in financial services, with at least 5 years in a senior risk leadership role.
• Experience in digital lending, fintech, or embedded finance is a strong differentiator.
• Certifications: FRM, PRM, CFA, or equivalent regulatory licenses are increasingly expected.
• Deep knowledge of credit risk modelling, stress testing, and capital adequacy.
• Strong analytical, communication, and leadership skills.

Responsibilities

• Develop and execute the enterprise risk strategy, policies, and procedures.
• Conduct comprehensive risk assessments of the lending portfolio and operations.
• Design and implement a risk governance framework aligned with regulatory and internal standards.
• Oversee risk identification, measurement, and mitigation across all lending products.
• Lead the development of risk appetite statements and tolerance thresholds.
• Establish risk reporting mechanisms and dashboards for executive and board-level visibility.
• Ensure regulatory compliance and manage relationships with external regulators and auditors.
• Present risk insights and recommendations to the Board Risk Committee.
• Collaborate with business units to embed risk-aware decision-making.
• Drive the implementation of risk technology tools and analytics platforms.

Skills

Strategic planning and execution

Product innovation and lifecycle management

Credit risk and portfolio analytics

Regulatory compliance and governance

Cross-functional leadership and communication

Agile project delivery and digital transformation

Education

Bachelors degree in Finance, Economics, Business, or related field

Masters degree (e.g., MBA or MSc in Risk Management)

Tools

SAS

Moodys RiskCalc

Oracle FCCM

Job description

PayTech Nexus Ltd is seeking a Head of Risk (Chief Risk Officer) to lead risk management strategies in Dubai. The role is crucial for developing and executing enterprise-wide risk frameworks, ensuring compliance and fostering a high-performing risk culture within the lending operations. Ideal candidates will have extensive experience in risk management, particularly within fintech and digital lending, and demonstrate strong leadership capabilities and analytical skills.