Credit Specialist

AJC International; Dubai; On-site; AED 80,000 - 120,000; Full time

Job summary

AJC International seeks a professional Credit Specialist to manage customer accounts and accounts receivable for China and Asia Regions. The role involves ensuring compliance with corporate policies, executing credit assessments, and maintaining customer relationships. Ideal candidates will possess strong analytical skills and have 3-5 years of experience in credit and collections, with proficiency in English; Arabic an advantage.

Qualifications

• 3-5 years of credit/collection experience required.
• Fluent in English; proficiency in Arabic is a plus.
• Basic knowledge of Financial Statements Analysis.

Responsibilities

• Manage customer accounts and accounts receivable functions.
• Make collection follow-ups to ensure quick turn on A/R.
• Approve shipment decisions and cargo releases.

Skills

Analytical Skills

Communication Skills

Interpersonal Skills

Detail-oriented

Self-discipline

Education

Bachelor's Degree

Job description

We are looking for a professional and dynamic Credit Specialist with a proven track record of success in credit and collections. The Credit Specialist will be responsible for managing our Customer Accounts and Accounts Receivable functions to ensure alignment with the AJC Global Credit and Risk Management Policy. This position will be responsible for the China and Asia Regions with other Credit function support.

• Execute and abide by all Corporate Credit Policies and Procedures.
• Proactively and effectively make collection follow ups to ensure quick and consistent turn on A / R.
• Ensure customer credit files are efficiently maintained at all times by keeping them updated according to Corporate Policy.
• Responsible for approving shipment decisions and cargo releases in a fast paced environment.
• Ability to process new customer applications in a quick turnaround time.
• Forward credit files to credit managers and credit committees for establishment of new accounts, credit line renewals, and new increases with thorough credit recommendation.
• Excellent verbal and communications skills with both functional and management teams.
• Ability to develop and maintain professional working relationships, both internal and external.
• Capable of achieving results through others.
• Strong analytical skills to complete credit investigations and make credit recommendations.
• Basic knowledge of Financial Statements Analysis.
• Good interpersonal skills with high personal accountability.
• Proficient in MS office applications including Excel, Word and PowerPoint
• Detail-oriented self-starter with a strong sense of urgency and the ability to multi-task.
• Highly organized, self-disciplined and possess the ability to work independently in a fast-paced environment with a willingness to learn.

Language Requirements :

The Credit Specialist role requires effective communication with international customers. Candidates are required to read, write, and speak English fluently.

Proficiency in Arabic is a plus.

Additional Candidate Requirements

Education : Bachelor's Experience : 3-5 years Preferred Language Skills : English, Arab is a plus Required Skills : 3 to 5 years of credit / collection experience