Credit Manager

Aventus Global Talent; Dubai; On-site; AED 250,000 - 350,000; Full time

Job summary

A reputable financial institution in the UAE is seeking an experienced Credit Manager to oversee SME and corporate credit evaluations. The ideal candidate will have over 10 years of experience in credit risk management, strong financial analysis skills, and a Bachelor's degree in a related field. This role includes developing credit policies, managing lending portfolios, and collaborating with sales teams. Competitive compensation and growth opportunities are offered.

Qualifications

• Minimum 10 years’ experience in SME or corporate lending.
• Proven ability to evaluate credit risk and manage lending portfolios.
• Strong knowledge of financial analysis and credit underwriting.

Responsibilities

• Assess credit applications from mid-sized and large corporate clients.
• Oversee credit products including working capital finance and term loans.
• Support the integration of digital lending tools.
• Conduct ratio and financial statement analysis.
• Assist in developing and updating credit policies.
• Produce regular reports on credit portfolio performance.
• Collaborate with sales and client relationship teams.
• Provide coaching and guidance to junior credit staff.

Skills

Credit risk management expertise

Financial analysis

Credit underwriting principles

Education

Bachelor’s degree in Finance, Accounting, Business, or related field

Job description

Title: Credit Manager

Location: United Arab Emirates

About the Client

Our client, a reputable financial institution, is looking for an experienced Credit Manager to join their credit team. The role involves overseeing SME and corporate credit evaluation, risk management, and ensuring sound credit policies and practices.

Key Responsibilities

• Assess credit applications from mid-sized and large corporate clients with detailed financial analysis to determine creditworthiness.
• Oversee credit products including working capital finance, supply chain finance, and term loans through financial underwriting approaches.
• Support the integration of digital lending tools and contribute to the automation of credit decision-making.
• Conduct ratio and financial statement analysis to evaluate the financial health of borrowers.
• Assist in developing and updating credit policies, ensuring compliance with regulatory standards and internal controls.
• Produce regular reports covering credit portfolio performance, risk exposures, and compliance matters.
• Collaborate closely with sales and client relationship teams to tailor credit offerings that align with customer needs.
• Provide coaching and guidance to junior credit staff to strengthen credit evaluation skills.

Key Requirements

• Minimum 10 years’ experience in SME or corporate lending, with strong credit risk management expertise.
• Proven ability to evaluate credit risk and manage lending portfolios in line with regulatory frameworks.
• Strong knowledge of financial analysis and credit underwriting principles.
• Bachelor’s degree in Finance, Accounting, Business, or a related field; advanced qualifications preferred.