CREDIT MANAGER

The Peninsular and Oriental Steam Navigation Company; Dubai; On-site; AED 180,000 - 240,000; Full time

Job summary

The Peninsular and Oriental Steam Navigation Company in Dubai seeks a Trade Finance credit risk specialist to perform due diligence on borrowers and to identify risks across a broad range of trade finance transactions. You will review documentation, analyze financials, and ensure adherence to internal policies.

Responsibilities include proactive risk management, collections and recoveries, and collaboration with risk consultants and other external providers to deliver compliant, effective

Qualifications

• Credit due diligence on Trade Finance borrowers to assess risk.
• Identify credit and operational risks in trade finance docs.
• Analyze financial statements and early warning indicators.
• Ensure compliance with internal policies and procedures.
• Proactively manage portfolio risk, collections, remediation and recoveries.
• Identify key risks and align on mitigation actions; liaise with external providers.
• Assist transactions to provide risk-support and compliant solutions.
• Review term sheets and vet loan-related documentation with borrowers.

Responsibilities

• Credit due diligence on Trade Finance borrowers to assess risk.
• Identify and mitigate credit and operational risks in trade finance docs.
• Review term sheets and loan documentation with borrowers.
• Ensure compliance with DP World's internal policies, processes and procedures.
• Proactively manage portfolio risk exposure, collections, remediation and recoveries.
• Interact with external service providers (risk consultants, recovery agents, brokers).

Job description

Specific responsibilities include:

• Credit due diligence on Trade Finance borrowers for management, financial, industry and business risk
• Identifying credit and operational risks in trade finance documentation for a broad range of trade related transactions, including receivables & payables financing, import/export financing, invoice discounting/factoring, commodity trade financing, inventory financing, buy-sell transactions and risk participation (funded & unfunded).
• Understanding and analysis of financial statements, early warning and collections
• Ensuring compliance with DP World's internal policies, processes and procedures.
• Pro-actively manage portfolio risk exposure, collections, remediation and recoveries.
• Identify key risks, and drive alignment on risk mitigation actions.Interacting with external service providers (risk consultants, recovery agents, insurance companies, brokers, etc.)
  • Assisting the relevant transactions/cases to ensure credit risk support and innovative solutions are provided in line with company policies and regulatory requirements.
• Review of term sheet and vetting of loan related documentation with borrowers.