Credit Analyst

Oilmar FZCO; Dubai; Vor Ort; AED 120.000 - 180.000; Vollzeit

Zusammenfassung

Oilmar FZCO in Dubai is seeking a Credit Analyst to manage credit facilities and perform customer credit risk assessments. You will partner with risk and operations teams to support the trading desk by analyzing data, conducting risk assessments, and contributing to collections and cash flow management.

You will coordinate with the Lead Credit Manager to ensure policy compliance and generate analytics for portfolio monitoring and risk reporting, while helping maximize rewards and safeguard

Qualifikationen

• Bachelor's degree in Finance, Accounting, Business or related field.
• 3–5 years of experience in credit analysis or risk assessment.
• Strong understanding of credit management and cash flow processes.
• Experience in data analysis and reporting using credit/risk tools.
• Knowledge of shipping operations, international trade and trade credit insurance.
• Previous bunker trading/shipping/credit rating agency experience is mandatory.

Aufgaben

• Assist the Lead Credit Manager in managing credit facilities and financial lines for the trading desk.
• Collaborate within the credit department to provide data and analysis to set risk appetite.
• Coordinate with operations and finance to manage cash flow.
• Conduct credit assessments of customers and suppliers periodically and on ad-hoc basis.
• Work with traders to ensure timely payments from customers.
• Perform compliance checks and ensure alignment with regulations.
• Provide data and analytics for portfolio and segment monitoring and policy adjustments.
• Generate data for Credit Risk Reporting and Portfolio Quality Review.
• Assess risks in business decisions to safeguard company, clients, and assets.

Kenntnisse

Credit analysis

Risk assessment

Data analysis

Cash flow

Reporting

Compliance

Ausbildung

Bachelor's degree in Finance

Tools

Credit management tools

Jobbeschreibung

Job Summary

Credit Analyst will play a crucial role in managing credit facilities, performing customer credit risk assessments, and ensuring compliance with financial policies. This role involves working closely with the Lead Credit Manager to support the trading desk by analyzing credit data, conducting credit risk assessments, and contributing to collections and cash flow management. Credit Analyst will partner with risk and operations teams to achieve sustainable financial goals while adhering to the company’s policies.

Key Responsibilities

• Assist the Lead Credit Manager in managing credit facilities and financial lines for the trading desk, focusing on processes related to credit and cash flow management.
• Collaborate within the credit department to provide data and analysis, helping to set risk appetite for the trading desk.
• Coordinate with operations and finance teams to manage cash flow.
• Work with the Lead Credit Manager to conduct credit assessments of customers and suppliers on a periodic as well as an ad-hoc basis.
• Work closely with traders to ensure payments from customers are received on time.
• Perform compliance checks and ensure alignment with relevant regulations.
• Provide supporting data and analytics at the portfolio and segment levels for monitoring and policy adjustments, aimed at managing risks and maximizing rewards.
• Generate data for Credit Risk Reporting and Portfolio Quality Review, including ad-hoc reporting as needed by Lead Credit Manager.
• Assess risks appropriately in business decisions to safeguard the company, clients, and assets, ensuring process compliance and adherence to policy.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or related field.
• Minimum of 3-5 years of experience in credit analysis, risk assessment, or a related field.
• Strong understanding of credit management and cash flow processes.
• Experience in data analysis and reporting, with proficiency in credit and risk management tools.
• Knowledge and understanding of shipping operations, international trade, trade credit insurance.
• Previous experience working in a bunker trading house, shipping company or credit rating agencies specialized in the shipping domain is mandatory.