Credit Analyst

ZOOMLION MIDDLE EAST; Abu Dhabi; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading construction machinery company is seeking a Credit Analyst based in Abu Dhabi. The role involves conducting comprehensive credit investigations, managing financial channels, and supporting the sales team. Candidates should have a relevant degree, at least 3 years of experience, and fluency in Arabic and English. The salary starts at AED 5,500.

Qualifications

• At least 3 years of experience in financial institutions.
• Understanding risk control and writing credit reports.
• Fluency in Arabic and English.

Responsibilities

• Conduct site surveys and investigate operations.
• Develop financial channels and guide Sales Department.
• Manage overdue accounts and follow up on collections.
• Maintain relationships with law firms and stay updated.
• Investigate construction machinery market and report.
• Collaborate during sales negotiations and provide risk recommendations.

Skills

Risk assessment

Financial analysis

Asset analysis

Negotiation

Education

Bachelor’s degree in Economics, Finance, Accounting, or Management

Master’s/MBA (preferred)

CFA, FRM, CPA, or relevant qualifications (preferred)

Job description

Job Title: Credit Analyst

Location: Abu Dhabi, UAE (Reporting at Dubai office 1–2 days per week)

Job Responsibilities

• Conduct site surveys and visit customers, including travel to other cities or countries, to investigate operations and project status; prepare detailed credit investigation reports.
• Develop and maintain third-party financial channels, survey third-party policies, and guide the Sales Department to carry out financing business effectively.
• Manage overdue accounts: follow up monthly with the Sales Department, urge collections, send emails, and visit customers with long overdue payments.
• Maintain relationships with law firms, visit regularly, and stay updated on legal knowledge.
• Investigate the construction machinery market, survey competitor sales policies, and prepare regular reports.
• Collaborate with the sales team, participate in equipment sales negotiations, and provide risk control recommendations.

Job Requirements

• Bachelor’s degree or above in Economics, Finance, Accounting, Management, or related fields; Master’s/MBA preferred.
• Minimum 3 years of experience in financial institutions; experience in construction machinery industry preferred.
• Strong understanding of risk control investigations; proficient in writing credit reports.
• Strong skills in asset analysis, risk assessment, financial analysis, and negotiation.
• CFA, FRM, CPA, or other relevant qualifications preferred.
• Fluent in Arabic and English (or Chinese) for professional use.
• Familiar with local legal environment and corporate regulations.
• UAE Driving License is required; Arabic speakers preferred.

The salary package starts from AED 5,500.