Compliance Operations & AML Specialist

ZUPERCT; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

ZUPERCT in Dubai is seeking an experienced AML/compliance professional to support day-to-day AML/CFT operations, regulatory control framework, and KYC/EDD processes. You will review KYC/KYB cases, monitor alerts, and assist with regulatory reporting and compliance testing.

Candidates should have 3–5 years in financial services compliance, familiarity with UAE regulations, and exposure to Sumsub, MT4/MT5, and crypto-related monitoring. On-site role in the UAE.

Qualifications

• Bachelor’s degree or above in Finance, Law, or a related discipline.
• 3-5 years of compliance/AML experience in financial services.
• Hands-on experience in KYC/AML case handling, transaction monitoring, and sanctions screening.
• Solid understanding of financial transaction flows.

Responsibilities

• Review KYC/KYB cases, conduct EDD, and process PEP and sanctions screening alerts.
• Monitor transaction alerts and unusual deposits/withdrawals; maintain investigation records.
• Conduct KYC/KYB for IB onboarding and sanctions screening for onboarding.
• Perform regulatory reporting, dashboards, and AML statistics.
• Conduct periodic testing of controls and remediation following a closed-loop process.

Skills

KYC/AML case handling

Transaction monitoring

Sanctions screening

Compliance operations

Financial transaction flows

Brokerage/ fintech familiarity

Education

Bachelor’s degree or above in Finance or Law

Tools

Sumsub

MT4/MT5

KYT/Wallet screening

Job description

Support the Compliance & Legal Director in the day-to-day execution, monitoring, and maintenance of the Company's AML/CFT, compliance operations, and regulatory control framework.

Responsibilities

• AML/KYC: Review KYC/KYB cases; conduct EDD; review PEP and sanctions screening alerts; conduct source of funds/source of wealth reviews; perform customer risk classification and periodic reviews; streamline high-risk customers; and maintain AML records.
• Transaction Monitoring: Monitor transaction alerts; review unusual deposits and withdrawals, rapid movement of funds, crypto deposit/withdrawal activity, use of multiple payment methods, attempted third-party payments, and IB-related unusual activity; prepare escalation reports; and maintain investigation records.
• IB Compliance Operations: Conduct KYC/KYB for IB onboarding, jurisdictional and sanctions screening, marketing reviews, commission and activity monitoring, identification of suspicious referral patterns, review of commission withdrawals, and periodic IB reviews.
• Monitor anomalies in deposits, withdrawals, and payment routing; monitor crypto deposits; review anomalies involving source and destination accounts; maintain evidence relating to client money controls; and escalated unresolved discrepancies.
• Reconciliation Oversight: In accordance with the compliance control framework, conduct second-line reviews of daily reconciliation results produced by Finance/Operations and investigate material discrepancies, including those relating to client money, PSPs, crypto settlements, MT5-to-ledger differences, IB commissions, and LP settlement differences.
• Compliance Technology: Assist with Sumsub administration, transaction monitoring rule testing, KYT/wallet screening monitoring, compliance system UAT, data quality reviews, and testing of compliance dashboards and audit trails. This is a business requirements/user-side role, not a development role.
• Regulatory Reporting and Management Information: Assist with compliance dashboards, monthly compliance reports, AML/alert/STR/KYC statistics, IB monitoring and client money exception reports, as well as the preparation of regulatory filing materials.
• Compliance Testing: Conduct periodic testing of KYC, EDD, sanctions controls, withdrawals, IB onboarding and commissions, crypto deposits, client money controls, marketing, and system controls, following a closed-loop process of “testing - finding - remediation - closure.”

Qualifications

• Bachelor’s degree or above, preferably in Finance, Law, or a related discipline.

Required Skills

• 3-5 years of compliance/AML experience within financial services, preferably in brokerage, CFD, FX, fintech, payments, or digital assets; hands‑on experience in KYC/AML case handling, transaction monitoring, sanctions screening, and compliance operations; and a solid understanding of financial transaction flows.

Preferred Skills

• Experience with the UAE regulatory environment; experience with Seychelles or other offshore brokers; familiarity with MT4/MT5, Sumsub, crypto transaction monitoring, IB/Introducing Broker models, and PSP/payment operations.
• Preference will be given to candidates who have obtained the two UAE local CISI (Chartered Institute for Securities & Investment) examination qualifications, or who are currently studying toward them and are expected to obtain them in the near term.
• Additional preference will be given to candidates holding CAMS, ICA, or equivalent AML/compliance qualifications.