AML Framework Design (Family Office)

Client of Capitex; Dubai; On-site; AED 450,000 - 650,000; Full time

Job summary

Our client, a family-owned private group in Dubai, seeks a Senior Advisory to design and operationalize an enterprise-wide AML framework.

This hands-on engagement requires deep AML/CFT expertise and the ability to navigate governance, ownership structures, and stakeholder dynamics across multiple jurisdictions.

Responsibilities include regulatory mapping (FATF, FinCEN, EU, UK, Middle East), developing a TOM, policies, training programs, and an implementation roadmap.

Qualifications

• 10+ years of FCC/AML experience, including senior advisory roles.
• Experience advising family offices or privately-held groups.
• Certifications such as CAMS, ICA, CGSS preferred.

Responsibilities

• Conduct AML gap assessment against governance policies and regulatory obligations FATF and jurisdiction-specific requirements.
• Design scalable AML governance structure and Target Operating Model (TOM) including Board oversight reporting lines and a RACI matrix.
• Develop an AML Policy and Procedures Framework including interaction points with existing third-party due diligence and screening processes.
• Perform regulatory mapping across key jurisdictions FATF FinCEN EU UK and the Middle East including DNFBP classification and reporting obligations.
• Design an enterprise-wide AML training programme with structured learning modules.
• Develop a phased implementation roadmap to operationalise the AML framework.

Skills

AML/CFT expertise

Regulatory mapping

Stakeholder engagement

Policy drafting

Governance design

Job description

About the Role

We are seeking a Senior Advisory resource to support a family‑owned private group in designing and operationalising an enterprise‑wide AML framework. This is a hands‑on senior engagement requiring both deep AML CFT technical expertise and the ability to navigate the governance ownership and stakeholder dynamics typical of a privately‑controlled multi‑jurisdictional business.

Scope of Work

• Conduct an AML gap assessment against existing governance policies and applicable regulatory obligations FATF and jurisdiction‑specific requirements.
• Design a scalable AML governance structure and Target Operating Model (TOM) including Board oversight reporting lines and a RACI matrix.
• Develop an AML Policy and Procedures Framework including interaction points with existing third‑party due diligence and screening processes.
• Perform regulatory mapping across key jurisdictions FATF FinCEN EU UK and the Middle East including DNFBP classification and reporting obligations.
• Design an enterprise‑wide AML training programme with structured learning modules.
• Develop a phased implementation roadmap to operationalise the AML framework.

What We're Looking For

• Proven experience advising family offices, family‑owned groups, or privately‑controlled investment/operating businesses, with a strong understanding of governance structures, ownership arrangements, related‑party relationships, and decision‑making processes typical of such organisations.
• Senior‑level Financial Crime Compliance (FCC) advisory background, with the ability to translate regulatory expectations into a practical, proportionate AML framework aligned with the operating model of a privately‑held business.
• Track record of engaging senior stakeholders (Board members, principals, family shareholders) and delivering credible, actionable recommendations.
• Strong working knowledge of FATF standards and jurisdiction‑specific AML/CFT regulatory requirements across the Middle East, UK, EU, and/or US (FinCEN).
• Experience with DNFBP classification and reporting obligations is highly desirable.

Ideal Candidate Profile

• 10+ years of progressive FCC/AML experience, including senior advisory, MLRO, or Head of Compliance-level roles.
• Prior exposure to family offices, privately‑held conglomerates, or multi‑generational business structures strongly preferred.
• Relevant certifications (e.g., CAMS, ICA, CGSS) preferred.
• Comfortable operating both strategically (Board‑level advisory) and hands‑on (policy drafting, framework design).
• Strong stakeholder management and communication skills, with experience presenting to senior leadership and Boards'.