Al Mutarid liferstyle Branch Branch Sales Executive (Outsource)

ADIB Group; Abu Dhabi; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading financial institution in Abu Dhabi is seeking a Branch Sales Executive. This role is focused on sourcing Personal Finance applications and requires strong sales skills and knowledge of UAE banking regulations. The candidate will manage relationships with clients and ensure compliance with company policies. Successful applicants will have a deep understanding of the financial services landscape in the UAE, with the ability to exceed sales targets.

Qualifications

• Broad knowledge of ADIB's Personal Finance and other products.
• Fair knowledge of service standards and computer skills.
• Good understanding of UAE banking regulations and risks.

Responsibilities

• Source new Personal Finance product and exceed targets.
• Prepare and maintain Daily Sales Report.
• Maintain relationships with business entities.

Skills

Sales skills

Knowledge of UAE banking practices

Computer skills

Job description

Description

Role: BRANCH SALES EXECUTIVE
Location: Al Ain
Role Purpose:
To source Personal Finance Application from the local market and sourcing of business should be within ADIB permitted policy and procedure.
Key Accountabilities of the role

Main Responsibilities

• To source New to Bank Personal Finance product to the specified target segment and achieve or exceed the assigned target.
• To prepare & maintain DSR (Daily Sales Report) for the entire visited customers & company visits.
• Create and maintain good relationship with all the business entities / individuals where the business sourced.
• To visit potential companies / institutions to finalize business deals within the targeted turnaround time based on ADIB policy & procedure and give feedback to RSS.
• Full awareness on product knowledge and implementing them at all times.
• Deliver a timely prompt service to the Customers.
• Adhere with stipulated office timing follow strictly secrecy norms maintain data confidentiality & be presentable.
• DSR should be submitted to the respective Branch Manager by end of day with complete details
• The above will be observed and non-compliance will be escalated

Regular / Occasional Responsibilities

• Prepare and review Standard Credit Application and ensure all information provided are accurate and ensure authenticity of the critical documents (i.e. Cheque Copies of: Bank Statement Passport Emirates ID Salary certificate etc.) prior sending to PU for processing.
• To ensure that all applications submitted are error free and rectify the error in case of any
• Follow the approval process and elevate the delay to BM/OSM if any.
• Execute Murabaha contract with the customer representing ADIB and prepare the file as per the check list forward card allocation for card issuance through the coordinators within 24 hours of completing signing formalities with customer
• Check the PF disbursement and notify the BM/OSM in case of delay at Card center end.
• To maintain a good rapport with Inter‑department / peers by ensuring a smooth flow of business.
• To participate in activities assigned by your BM/OSM/line manager during promotions.
• Initiate cross‑sell other banking products on best efforts basis (when required).
• Escalate customer complaints to the supervisor level immediately if any.

Specialist Skills / Technical Knowledge Required for this role:

• Broad knowledge of ADIBs PF and other RBG products & services.
• Fair knowledge of service standards Sales skills and Computer skills.
• Good Knowledge of UAE banking practices regulations & risks.
• Thorough Knowledge of all the Regulations issued by Central Bank of UAE
• General awareness of competitors in the local market.

Required Experience

IC