Universal Advisor

Wesbank; Cape Town; On-site; ZAR 549,000 - 658,000; Full time

Job summary

FNB in Cape Town is seeking a Universal Advisor to deliver compliant sales and service in a high-volume branch. You will guide walk-in customers, identify needs, and promote digital self-service and e-Channels while adhering to FAIS, FICA and TCF.

You will manage leads, maintain accurate records, and stay updated on banking products and processes. The role emphasizes ethical conduct, personal development, and teamwork within FirstRand's POP environment.

Qualifications

• Minimum Grade 12 / NQF4 qualification.
• Preferred NQF5 banking/business admin/customer service certificate.
• 1–3 years in customer-facing roles within financial services.

Responsibilities

• Engage customers professionally and identify banking needs.
• Educate on digital channels, promote self-service platforms.
• Process transactions and achieve service targets with compliance.
• Manage leads/referrals and maintain accurate customer records.
• Adhere to FAIS, FICA, TCF and internal governance.

Skills

FAIS knowledge

TCF compliance

Regulatory compliance

Needs-based selling

Customer relationship

Education

Grade 12 / NQF4

NQF5 banking certificate

Job description

## Universal AdvisorApply: Cape Town: Full time: Posted Today: End Date: November 10, 2026 (6 days left to apply): R54097# **Job Description**To provide a positive customer experience by being helpful and sensitive to customer needs, expectation and providing product solutions including directing customers to the correct channel (eChannels and Self Service) whilst adhering to policy and process.**Hello Future Universal Advisor** Welcome to **FNB**, the home of the **#changeables**. We are a trusted partner, deeply invested in creating a better world by delivering innovative, integrated, and customer-centric financial solutions. As part of our **FNB Points of Presence (POP)** team, you will be surrounded by unique talent in an inclusive environment that values diversity and collaboration. This role focuses on delivering a seamless, exceptional customer experience within a branch environment while proactively identifying customer needs and providing appropriate banking solutions. As a **Universal Advisor**, you will be responsible for delivering compliant sales and service solutions to walk-in and existing customers in a high-volume service environment. You will ensure every interaction is value-driven, ethical, and aligned to FAIS, FICA, Treating Customers Fairly (TCF) principles, and FNB governance while actively promoting digital and self-service channels.Now’s the time to imagine your potential in a team where you can become the best version of yourself. **Are you someone who can:*** Engage customers in a positive and professional manner by being helpful* by living up to our brand promise of “How can we help you?” at all times* Understand customer needs to identify, sell, and cross-sell products aligned to customer needs and provide appropriate banking and financial solutions* Educate customers on the correct banking platforms suited to their needs to proactively migrate customers to digital, e-Channels, and self-service platforms* Fulfil transactions above set benchmarks while delivering exceptional service* Manage leads, referrals, and customer follow-ups within agreed turnaround times* Maintain accurate customer records and ensure compliance with FAIS, FICA, TCF, and internal governance* Always conduct yourself in an ethical and professional manner* Take accountability for personal performance, learning, and career development* Stay informed on product offerings, systems, and industry developments* Contribute to team success and adapt to changing customer and business needs **Qualification & Experience Requirement*** **Minimum Qualification: Grade 12/ NQF Level 4*** **Preferred Qualification: NQF Level 5 Certificate** in Banking, Business Administration, Customer Service, or related fields recognized by FAIS* **1–3 years of experienc**e in customer‐facing environments, service delivery, or client support within financial services **You will be an ideal candidate if you possess the following:*** Strong understanding of FAIS, TCF principles, and regulatory compliance* Proven ability to meet sales, service, and customer experience targets* Must not be an unrehabilitated insolvent **You will have access to:*** Opportunities to build strong customer relationships within a dynamic POP environment* A challenging, fast-paced branch setting* Continuous learning and development aligned to your career path* Opportunities to make a meaningful impact as a brand ambassador within a local market **You can be a match if you are:*** Client-focused with a strong ethical mindset* Passionate about service excellence and problem-solving* Confident in needs-based selling and solution delivery* Agile, adaptable, and comfortable in a high-volume environment* A strong communicator with excellent interpersonal skills* Results-driven with strong planning and organisational skills* Detail-oriented with high compliance awareness* Able to work independently and collaboratively within a team **Apply now** if you are ready to take the next step in your career as an **FNB Points of Presence: Universal Advisor**. We look forward to engaging with you! All appointments will be made in line with **FirstRand Group’s Employment Equity Plan**. The Bank supports the recruitment and advancement of individuals with disabilities. Candidates may disclose disability information on a voluntary basis. This information will be kept confidential unless required by law.# # **Important Closing Date Note**# **Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.**10/11/26All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.