Treasury Manager

Tillo; Cape Town; On-site; ZAR 900,000 - 1,500,000; Full time

Benefits offered by this job

21 days holiday per annum (plus an 추가일

Retirement Fund (5%)

Health insurance contribution

Employee Incentive Scheme

Hybrid Working

Top spec equipment including laptop,鼠‑

Anniversary gifts

Monthly breakfasts, drinks, snacks and

Team Learning & Development budget

Job summary

Tillo in Cape Town seeks a highly analytical Treasury Manager to own global cash operations, funding structures, and liquidity forecasting in a fintech environment. You will manage cross-border cash positioning, hedging, and banking partnerships while building robust controls and 13-week/12-month forecasts.

The role requires strong treasury experience, FinTech familiarity, and a track record in managing complex fund flows.

Qualifications

• 5+ years treasury experience in private equity backed or similar environment.
• Direct FinTech/payments/scale-up experience with multi-currency fund flows.
• Experience managing corporate financing facilities and covenants.
• Strong financial modelling and 13-week cash flow forecasting.
• Understanding of working capital optimization and client funding terms.
• Knowledge of corporate banking platforms and FX hedging.
• Excellent stakeholder management, advising CFO and Head of FP&A.

Responsibilities

• Establish Daily Cash Positioning across entities and currencies.
• Optimise Working Capital with client floats and pre-funded cycles.
• Own Rolling Forecasts: 13-week and 12-month cash flow models.
• Design and maintain treasury controls for visibility and risk mitigation.
• Manage corporate credit facilities, utilization, and repayments.
• Establish financial compliance frameworks with leverage/liquidity ratios.
• Translate treasury metrics into actionable insights for Head of FP&A and CFO.
• Lead global corporate banking portals and payment rails.
• Design FX hedging strategies to protect margins.
• Evaluate and onboard tier-1 banking partners.
• Assess long-term treasury tech roadmap including potential TMS.

Skills

Treasury experience

Financial modelling

Stakeholder management

Cash flow forecasting

FinTech/Payments domain

Multi-currency cash management

Tools

Corporate banking portals

SEPA/ACH/SWIFT

TMS (Treasury Management System)

ERP/finance systems

Job description

Job Summary

As Tillo continues to scale its global footprint, we are seeking a highly analytical, hands‑on Treasury Manager to take immediate ownership of our global cash operations, capital structures, and advanced liquidity forecasting frameworks. Operating within a high‑volume fintech ecosystem driven by complex client floats and commercial brand credit mechanics, this high‑visibility role requires an exceptional finance professional. You will be responsible for mastering intricate operational fund flows, establishing an airtight daily cash positioning rhythm, and designing rigorous compliance frameworks to optimise our capital structure and support corporate initiatives.

Day to day this role will

• Establish Daily Cash Positioning: Run tight, daily global cash positioning across multiple legal entities and currencies to ensure flawless operational execution and strategic cash movements.
• Optimise Working Capital: Manage and monitor the delicate balance of client floats and pre‑funded brand credit cycles, ensuring daily funding availability without creating operational pinches.
• Own Rolling Forecasts: Build, maintain, and stress‑test robust 13‑week and 12‑month rolling cash flow models to accurately project working capital needs and corporate funding liquidity.
• Design and maintain strict treasury controls to track client fund flows, ensuring clear visibility, risk mitigation, and operational segregation between corporate liquidity and client cash.
• Take full operational ownership of corporate credit facilities, confidently managing drawing mechanics, optimal utilisation, and repayment cycles.
• Establish and maintain comprehensive financial compliance frameworks, including the proactive calculation of leverage/liquidity ratios and performance tracking against structured internal and external benchmarks.
• Translate complex treasury positions, liquidity profiles, and capital efficiency metrics into clear, actionable insights directly for the Head of FP&A and the CFO.
• Act as the lead / super‑user for global corporate banking portals, owning user permissions, secure validation controls, and navigating international payment rails (SEPA, ACH, SWIFT).
• Design and execute corporate foreign exchange (FX) hedging strategies to protect commercial margins against currency volatility as international volume scales.
• Evaluate, select, and onboard tier‑1 global banking partners to support Tillo's expansion into new international markets and currencies.
• Once daily operations and reporting are thoroughly optimised, evaluate the long‑term treasury technology roadmap, including the potential selection and phased implementation of a Treasury Management System (TMS).

What we’re looking for

• Experience: 5+ years of progressive treasury experience, operating as a heavy Individual Contributor or Manager within a private equity backed environment.
• Direct experience in FinTech, payments, marketplaces, or scale‑ups where managing highly complex, multi‑currency transactional fund flows is a core operational reality.
• Proven hands‑on experience managing corporate financing facilities (e.g., RCFs or revolving credit lines), calculating complex financial covenants, and delivering formal reporting packages.
• Exceptional financial modelling skills with a proven track record of building and running 13‑week rolling cash forecasts and daily cash positioning frameworks from scratch.
• A strong conceptual and practical understanding of working capital optimisation, specifically dealing with client pre‑funding, floats, and commercial vendor credit terms.
• Deep knowledge of corporate banking platforms, international payment rails (ACH, SEPA, SWIFT), and executing commercial FX hedging strategies.
• Exceptional stakeholder management skills with the confidence to act as a trusted advisor to the CFO and Head of FP&A on critical liquidity and capital decisions.

Benefits

Location: Cape Town office 3 days a week.

We offer all our employees trust and empower our team to work with flexibility and autonomy. We’re a close‑knit team and love working collaboratively, with our hybrid model, our team can come together at our fantastic offices, but also focus in their own space. The Tillo team are a motivated bunch and we all work hard to push Tillo forwards, always innovating. We completely understand the importance of work/life balance and offer a supportive and collaborative working environment.

• 21 days holiday per annum (plus an additional day for your birthday)
• Retirement Fund (5%)
• Health insurance contribution
• Employee Incentive Scheme
• Hybrid Working
• Top spec equipment including laptop, mouse, keyboard, monitor
• Anniversary gifts
• Monthly breakfasts, drinks, snacks and events
• Team Learning & Development budget

Diversity, Equity, and Inclusion Statement

We are committed to fostering a diverse and inclusive workplace where everyone feels valued and respected. We welcome applications from individuals of all backgrounds, regardless of age, disability, gender identity, marital status, race, ethnicity, religion or belief, sex, or sexual orientation. If you require any reasonable adjustments during the recruitment process, please let us know, and we will be happy to accommodate your needs.