Transactor: FOGS

FirstRand Bank Limited; Sandton; On-site; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Opportunities to network and Collabor

Challenging opportunities to innovate

Job summary

FirstRand Bank Limited is seeking a seasoned analyst to participate in deal origination and structuring, supporting client engagement to improve profitability and market position. The role focuses on analysing sector dynamics, macro forces, and financing options while collaborating with teams to develop differentiated funding solutions.

The ideal candidate has 4–5 years in a similar role, with a strong academic background (CA(SA) or Honours/Masters in relevant fields) and proven financial

Qualifications

• Minimum 4-5 years experience in a similar role and team.
• CA(SA), Honours or Masters in Actuarial Science, Finance and Accounting, Mathematics of Finance, Engineering or similar.

Responsibilities

• Understand competitors, trends, sector dynamics and macro forces to analyse opportunities and challenges.
• Assess client performance, debt, cash flows and gearing to support differentiated funding solutions.
• Understand client needs and lending behaviours to enable deal support.
• Conduct research for targeted origination planning with potential clients and strategic partners.
• Monitor deals for covenant breaches and late payments where applicable.
• Support solutioning with client requirements, regulations and risk frameworks.

Skills

Deal origination

Financial analysis

Client engagement

Research

Market monitoring

Education

CA(SA) or Honours/Masters in Actuarial Science, Finance/Accounting or related

Job description

Job Description

To participate in and support deal origination and structuring, implementation and client engagement processes in the allocated sector/product to enable improved profitability, market share and competitive positioning

Key Responsibilities

• Understand key competitors, global trends, sector dynamics and key macro environmental forces to analyse Product/Sector-wide opportunities and challenges
• Understand the critical micro-environmental impacts and relationships i.e. client performance trends, financial data, debt profile, gearing, projected cash flows, operations to support differentiated funding solutions e.g.off-shore opportunities, acquisition and empowerment financing
• Understand and stay close to the needs, demands, perceptions and lending behaviours of clients to ensure successful deal support/enablement
• This includes undertaking research to enable targeted origination planning for potential clients and strategic partners
• Support the on-going monitoring of the deal which may include: covenant breaches and late payments
• Support solutioning approaches where considerations will include: client requirements, regulations, internal risk frameworks

Ideal Candidate

• Minimum 4-5 years experience in a similar role and team
• Degree: CA(SA), Honours or Masters qualification in Actuarial Science, Finance and Accounting, Mathematics of Finance, Engineering or similar and equivalent

Benefits & Opportunities

• Opportunities to network and collaborate
• Challenging Working Opportunities to innovate

About the Role

We Can Be a Match If You Are Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.

Closing Date

Important Closing Date Note Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

14/10/26

Equal Opportunity

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Company Overview

FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa. The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo and DirectAxis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses. The group’s purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.