Transactional Banking Portfolio Manager

Rmb - Rand Merchant Bank; Johannesburg; On-site; ZAR 400 000 - 600 000; Full time

Job summary

A leading financial institution in Johannesburg is seeking a Transactional Banking Portfolio Manager to drive growth and enhance product penetration. This role requires strong client relationship management and business development skills, with a Bachelor’s Degree in Commerce preferred. The ideal candidate will have 3-5 years of experience in similar environments and a deep understanding of cash management solutions.

Benefits

Opportunities to network

Challenging work

Opportunities to innovate

Qualifications

• 3 to 5 years' experience in a similar environment.
• Strong understanding of transactional banking products.

Responsibilities

• Drive Transactional Banking growth and product penetration.
• Foster strong relationships with clients to optimize their cash-flow.
• Develop and implement promotional plans for banking products.
• Identify cash-management opportunities and collaborate with specialists.
• Conduct regular portfolio reviews to assess profitability.

Skills

Client relationship management

Business development

Cash management

Cross-selling

Education

Bachelor's Degree in Commerce or relevant field

Job description

Transactional Banking Portfolio Manager

RMB - Rand Merchant Bank

Job Description

Dear Future Transactional Banking Portfolio Manager, RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.

United by our proud heritage and strong ethics, innovative ideas, it's the magic of our people and culture that sets us apart.

Now, it is time to imagine your next move with South Africa's number one employer in Financial Services for

• , where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

This role entails driving Transactional Banking growth and product penetration via business development and cross-selling in the organisation's target customer sectors with existing clients.

Responsibilities

Foster strong relationships with existing clients to understand their objectives and market relevant product-based solutions to maximise their cash-flow position, i.e., optimise payables and receivables.

Develop and implement plans to promote transactional banking products and services within target customer sectors.

Identify opportunities to optimise businesses' working capital and cash-management requirements more broadly, and bring in specialists as necessary.

Assist all corporate clients to interact more efficiently with the bank and promote new products and solutions where appropriate.

Identify existing and emerging trends within the client environment and anticipate queries that may arise.

Implement defined Service Action Plans, using data-driven insights and performance monitoring.

Action cash-management reports to avoid loss of revenue by ensuring that all new and existing accounts are correctly linked.

Incorporate potential client queries into sound client-service plans aligned to the client's business needs.

Lead all proactive transactional banking related matters with the client.

Identify cross-selling opportunities within the existing client base and collaborate with internal stakeholders to execute cross-selling initiatives and strategies.

Promote bundled banking solutions to clients to maximise revenue and deepen client relationships.

Collaborate closely with Coverage as the escalation point for clients' transactional banking related matters.

Work closely with the client service suite to derive insights into the types of queries being raised by the client and act as an escalation point when queries logged by the client are not resolved accurately and time‑sensitively.

Support or facilitate documentation requirements to execute the client's credit‑related activities (including, but not limited to, credit application, credit facilities loading or reduction, commitment fees analysis and invoicing, excess reports and general facilities utilisation reporting), with input from the Relationship Manager.

Leverage existing client relationships to drive initiatives, ensuring optimal utilisation of banking products and services to meet client needs while maximising revenue generation.

Conduct regular portfolio reviews to assess profitability and identify areas for improvement.

Ensure compliance with regulatory requirements and internal policies related to transactional banking activities.

Maintain and update client mandates including account signatories, resolutions, and telephonic mandates.

Set the client service engagement plan for managing the clients within the allocated portfolio, distinguishing the sub‑segments and their unique requirements (e.g., priority clients).

Set specific goals and objectives for each customer and develop a roadmap to meet these goals and objectives per client.

Forecast and assess the client's volume of business transactions and ensure the maintenance of these volumes each month.

Qualifications

Have a Bachelor's Degree in Commerce or other relevant field.

Have 3 to 5 years' experience in a similar environment.

Benefits

Opportunities to network and collaborate.

Challenging work.

Opportunities to innovate.

Application Details

Apply now!

Post accepted until 06 / 11 / 25.

All appointments will be made in line with FirstRand Group's Employment Equity plan.

The Bank supports the recruitment and advancement of individuals with disabilities.

In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis.

The Bank will keep this information confidential unless we are required by law to disclose it to other parties.