Technical Underwriting Manager, Complex Commercial Risks

Neptune; Gauteng; Vor Ort; ZAR 900.000 - 1.300.000; Vollzeit

Zusammenfassung

Neptune in South Africa is seeking a Technical Underwriting Manager to lead specialist underwriting across the mid-corporate portfolio, applying deep commercial expertise to price, structure and govern complex exposures that protect the business while enabling sustainable growth.

Reporting to the Head: Complex Commercial, the role balances growth with profitability, governance, and capacity to guide brokers and internal stakeholders.

Qualifikationen

• Specialist technical underwriting expertise across mid-corporate portfolios.
• Ability to assess, price, structure and manage complex commercial risks.
• Strong governance and broker engagement skills.

Aufgaben

• Assess new business, renewals, mid-term adjustments, and referrals for complex commercial risks with focus on property damage and business interruption exposures.
• Evaluate construction, occupancy, fire protection, catastrophe exposure, accumulation risks, and other material underwriting considerations.
• Review claims experience, loss trends, exposure changes, and risk improvement measures to support sound underwriting decisions.
• Determine appropriate terms, conditions, deductibles, warranties, exclusions, and subjectivities aligned to risk quality and underwriting appetite.
• Apply approved rating methodologies and technical pricing principles to maintain portfolio profitability and premium adequacy.
• Identify concentrations, adverse trends, pricing anomalies, and emerging risks across the portfolio.
• Interpret engineering surveys and risk improvement recommendations, ensuring material vulnerabilities are appropriately addressed.
• Oversee referrals, capacity management, facultative reinsurance requirements, and treaty eligibility considerations.
• Ensure policy wordings, endorsements, schedules, deductibles, and coverage structures accurately reflect underwriting intent and reinsurance requirements.
• Provide technical guidance and support to regional underwriting teams, brokers, and internal stakeholders.
• Build and maintain strong broker relationships while ensuring underwriting independence and consistency of decision-making.
• Coach and develop underwriting capability through training, technical guidance, case reviews, and knowledge-sharing initiatives.
• Contribute to product enhancements, wording development, underwriting frameworks, and continuous improvement initiatives.
• Monitor portfolio performance, premium adequacy, retention, loss experience, referral trends, and accumulation exposures.
• Deliver quality reporting, governance oversight, and audit-ready underwriting documentation.

Jobbeschreibung

Neptune in South Africa is seeking a Technical Underwriting Manager to lead specialist underwriting across the mid-corporate portfolio, applying deep commercial expertise to price, structure and govern complex exposures that protect the business while enabling sustainable growth.

Reporting to the Head: Complex Commercial, the role balances growth with profitability, governance, and capacity to guide brokers and internal stakeholders.