Strategic Treasury & Compliance Analyst

PayInc; Johannesburg; On-site; ZAR 600,000 - 900,000; Full time

Job summary

PayInc is a purpose-driven payments provider in South Africa, delivering secure, inclusive digital payments. We seek a Treasury & Compliance Analyst to safeguard liquidity, monitor counterparty risk, and uphold regulatory obligations across SARB, FSCA, SWIFT CSCF, PCI DSS 4.0, and POPIA.

The role collaborates with Finance, Risk, Legal, IT Security, and Operations to embed a culture of control excellence and provide timely treasury insights, reports, and audits.

Qualifications

• BCom in Finance, Accounting, Economics or related field (essential).
• Postgraduate qualification or professional registration (CA(SA), CFA, CIMA) advantageous.
• Strong knowledge of IFRS and South African financial reporting standards.
• Understanding of SARB regulations, FSCA requirements, SWIFT CSCF, PCI DSS 4.0, and POPIA.
• Advanced Excel skills; experience with TMS or ERP platforms advantageous.

Responsibilities

• Treasury Operations & Cash Management: monitor daily cash positions and liquidity.
• Prepare and distribute cash flow forecasts; manage money market placements and short-term investments.
• Banking Relationship & Account Management: maintain bank registers; liaise with banks; support new channels.
• Regulatory Compliance & Reporting: assist with regulatory submissions and monitoring of legislation.
• Risk Management & Controls: identify and report treasury/compliance risks; support audits.
• Audit & Assurance Support: act as liaison for audits; prepare working papers and evidence packs.
• PCI DSS & Data Security Compliance: assist in PCI DSS 4.0 assessment; ensure CDE controls are documented.
• Continuous Improvement: identify opportunities to improve treasury efficiency and reporting.
• Foreign Exchange & Counterparty Monitoring: monitor FX exposures and hedging; manage counterparty reports.
• POPIA & Information Compliance: support POPIA compliance; maintain DPIA registers.
• Policy & Procedure Maintenance: draft/update treasury/compliance policies; ensure version control.
• Cross-functional projects: contribute to payment regulation and policy development.

Skills

Cash management

Regulatory compliance

Treasury reporting

IFRS knowledge

SARB FSCA knowledge

PCI DSS

POPIA compliance

Stakeholder engagement

Excel skills

SWIFT familiarity

Education

BCom in Finance/Accounting/Economics

Postgraduate qualification (CA(SA)/CFA/CIMA)

Tools

Treasury Management System (TMS)

ERP platforms

Job description

PayInc is a purpose-driven payments provider in South Africa, delivering secure, inclusive digital payments. We seek a Treasury & Compliance Analyst to safeguard liquidity, monitor counterparty risk, and uphold regulatory obligations across SARB, FSCA, SWIFT CSCF, PCI DSS 4.0, and POPIA.

The role collaborates with Finance, Risk, Legal, IT Security, and Operations to embed a culture of control excellence and provide timely treasury insights, reports, and audits.