Specialist: Property Finance (FAIS)

Absa Group; Umhlanga Rocks; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading bank in the region seeks a Property Finance Specialist to support its branch network in KwaZulu-Natal. This role involves engaging with existing customers to identify re-mortgage needs, providing mortgage solutions, and managing application processes. The ideal candidate will have strong customer service skills, a passion for networking, and relevant educational qualifications to thrive in a dynamic banking environment. The position offers a chance to be part of a team focused on empowering customers and achieving high service standards.

Qualifications

• Proven experience in customer service and sales roles.
• Strong networking and relationship-building skills.
• Knowledge of mortgage lending practices.

Responsibilities

• Engage with existing customers to identify re-mortgage needs.
• Travel to meet prospective customers and provide mortgage solutions.
• Manage and track submitted deals and keep customers informed.
• Explore opportunities to increase business sources and sales intake.
• Deliver exceptional customer service in line with TCF principles.

Skills

Customer service

Networking

Mortgage lending

Sales strategies

Market research

Education

Further Education and Training Certificate (FETC): Business, Commerce and Management Studies

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

Property finance specialist to support the branch network in the KZN region

Job Description

• Maintain visibility, presence and networks with all Internal and external sources of business including the branch network (branches)
• Engage with existing customers, identified through the relevant lead generation process, to establish possible re-mortgage needs and provide advice on mortgage lending.
• Travel to and meet with prospective customers or sources, at a place and time of their convenience, providing mortgage customer solutions, assisting in completing and submitting the application with all required supporting documents to the Production Centre for processing.
• Manage and track all submitted deals into the Production Centre by following the agreed tracking process and keep the customer and source informed of the progress and/or status of the application.
• Maintain agreed conversion ratios on application-to-grant and grant-to-registration as per the Absa Home Loan process
• Continuously explore and investigate all opportunities (e.g. Property shows, Auctions, Show houses, etc.) in order to increase sources of business and sales intake.
• Keep abreast of competitor activities by studying all available information (e.g. newspaper articles, Marketing campaigns) in order to proactively offer solutions to customers and sources.
• Provide superior customer service by proactively and timeously obtaining outstanding documentation to ensure complete applications
• Ensure that any query or complaint received from a customer is acknowledged and resolved as per laid down process.
• Ensure customer satisfaction by delivering outstanding customer service in line with the TCF (Treating Customers Fairly) principles which will result in increased sales and retention of Home Loans customers.
• Maximise on cross cell opportunities by way of Value added products such as Property Insurance, Life cover and New to Bank transactional accounts.

Education

Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised.