Specialist: Aml (Regulatory, Inspections & Threat Intelligence)

Capitec Bank; Stellenbosch; On-site; ZAR 600 000 - 900 000; Full time

Job summary

A leading South African financial institution seeks an AML/CFT Compliance Manager to oversee regulatory preparedness and threat intelligence. The ideal candidate will have a Bachelor's in Law or Finance and 5+ years in compliance and AML/CFT. Key responsibilities include monitoring regulations, leading audits, and liaising with regulatory bodies. Strong analytical skills and proficiency in AML systems like goAML are essential.

Qualifications

• 5 years in financial services compliance.
• 5+ years in AML/CFT compliance.
• Proven experience with regulatory inspections.

Responsibilities

• Monitor and interpret AML/CFT regulatory developments.
• Lead readiness initiatives for inspections and audits.
• Develop a threat intelligence framework.

Education

Bachelor's degree in Law, Risk Management, Finance, or related field

Postgraduate qualification in Compliance, Financial Crime, or Forensic Accounting

Tools

goAML

data analytics tools

MS Office (Excel, Word, PowerPoint)

Job description

Join Us In Becoming The Best Bank In The World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership and to support people in being their best. Our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

Main Purpose

To proactively manage Capitec’s regulatory preparedness and threat intelligence capabilities in a dynamic AML/CFT environment. This role ensures the business remains agile in responding to regulatory changes, inspections, and emerging financial crime risks, thereby safeguarding compliance and reputational integrity

Key Responsibilities

• Monitor and interpret local and international AML/CFT regulatory developments.
• Lead readiness initiatives for regulatory inspections and external audits.
• Develop and maintain a threat intelligence framework to identify emerging financial crime risks.
• Liaise with regulatory bodies (e.g., FIC, SARB, FSCA) and internal stakeholders.
• Conduct impact assessments of regulatory changes and advise on implementation strategies.
• Prepare and present reports to senior management on compliance posture and threat landscape.

Minimun requirements

Education

• Bachelor's degree in Law, Risk Management, Finance, or related field.
• Postgraduate qualification in Compliance, Financial Crime, or Forensic Accounting (preferred).

Experience

• 5 years in financial services compliance, with 5+ years in AML/CFT.
• Proven experience in regulatory inspections, threat intelligence, and risk assessments.
• Familiarity with South African AML/CFT legislation and FATF standards.

Technical Skills

• Proficiency in AML/CFT systems (e.g., goAML, screening tools).
• Strong analytical and reporting skills.
• Advanced MS Office skills (Excel, Word, PowerPoint).
• Experience with data analytics tools (advantageous).

Core Competencies

• Strategic thinking and regulatory foresight.
• Strong communication and stakeholder engagement.
• High attention to detail and integrity.
• Ability to work independently and lead cross-functional initiatives.

Conditions of Employment

• Clear criminal and credit record