Senior Underwriting Leader: Strategy, Pricing & Risk

Old Mutual South Africa; Johannesburg; Vor Ort; ZAR 1.800.000 - 3.000.000; Vollzeit

Zusammenfassung

Old Mutual South Africa is seeking a seasoned Head of Specialty Underwriting to establish and govern underwriting standards, controls and capabilities. You will translate business appetite into actionable risk parameters and oversee pricing, portfolio performance and risk selection with actuarial and business teams.

You will drive technical governance, compliance and innovation, oversee delegated authorities, and lead a high-caliber underwriting team to deliver sustainable risk-adjusted returns

Qualifikationen

• Senior-level underwriting expertise with oversight of technical standards and governance.
• Experience leading risk selection, pricing and portfolio analysis.
• Ability to challenge executives with data-driven recommendations.

Aufgaben

• Lead underwriting strategy, policies and mandates for Specialty.
• Develop and maintain underwriting philosophy, class guidelines and delegated authorities.
• Review technical guidelines, mandates, rating tools and terms in line with Group standards.
• Translate business appetite into risk parameters and disciplined exceptions.
• Oversee pricing methodologies and portfolio profitability with actuarial input.
• Monitor loss costs, rate achievement and exposures; propose timely interventions.
• Lead portfolio reviews, quality assurance and remediation for hurdles.
• Maintain governance, controls, audits and delegated authority oversight.
• Provide assurance on binderholders, UMAs and delegated arrangements.
• Ensure compliance with licenses, policies and delegated authority limits.
• Represent Specialty in reinsurance design and renewal discussions.
• Contribute to risk management and exposure management reporting.
• Set technical requirements for underwriting tools and data quality.
• Use analytics and responsible AI to augment underwriting judgement.
• Support evaluation of new products and partnerships before entry.
• Build talent, coaching and leadership across the function.
• Set objectives and manage the operating budget for Specialty.

Kenntnisse

Accounting

Budget Management

Change Management

Data Compilation

Executing Plans

Financial Acumen

Legal Practices

Management Reporting

Numerical Aptitude

Policies & Procedures

Presenting Solutions

Professional Presentation

Risk Management

Servant Leadership

Underwriting Management

Ausbildung

NQF Level 9 – Masters

Jobbeschreibung

Old Mutual South Africa is seeking a seasoned Head of Specialty Underwriting to establish and govern underwriting standards, controls and capabilities. You will translate business appetite into actionable risk parameters and oversee pricing, portfolio performance and risk selection with actuarial and business teams.

You will drive technical governance, compliance and innovation, oversee delegated authorities, and lead a high-caliber underwriting team to deliver sustainable risk-adjusted returns