Senior Dealmaker : Commercial Property Finance

Absa Bank; Cape Town; On-site; ZAR 800 000 - 1 200 000; Full time

Job summary

A leading financial institution in Cape Town is looking for an experienced professional to ensure compliance with legal and regulatory processes while managing high risk customer accounts. The ideal candidate will have a Bachelor's degree in a relevant field, extensive banking experience, and strong communication skills. Excellent relationship-building abilities are crucial for this role, which promises a dynamic working environment.

Qualifications

• 5-7 years of Banking experience.
• Significant exposure to commercial property finance.
• Detailed understanding of real estate as an asset class.

Responsibilities

• Ensure compliance with risk and legal policies.
• Manage high risk customer accounts.
• Build relationships with internal and external stakeholders.

Skills

Risk management

Strong interpersonal skills

Financial modeling

Credit analysis

Communication skills

Problem-solving

Time management

Education

Bachelor's Degree in Commerce, Accounting, Finance or CFA Charter

Honours or equivalent

Job description

Responsibilities

• Ensure that all legal, regulatory and policy processes and procedures are adhered to in all transactions facilitated.
• Ensure that transactions comply in all respects with Absa's risk and compliance policies and procedures as well as legal and regulatory requirements.
• Understand and manage risks and risk events (incidents) relevant to the role, including escalation thereof.
• Drive and assist with annual credit reviews, sourcing the necessary information required.
• Manage high risk customer accounts together with the Credit, CPF Monitoring and Control teams.
• Keep abreast of sector developments, legislation and statutory requirements.
• Build strong relationships with internal and external stakeholders.
• Develop and maintain healthy working relationships with all CPF internal support areas.
• Build excellent and pro‑active relationships with the Credit team by seeking their full input into the solutioning process.
• Effectively communicate developments within areas of activity to all relevant stakeholders.
• Ensure impeccable and timeous service levels.
• Bachelor's Degree in Commerce, Accounting, Finance or CFA Charter or equivalent qualifications or experience.
• Honours or equivalent would be preferable.
• Minimum 5-7 years of Banking experience.
• Significant exposure to commercial property finance.
• Detailed understanding of real estate as an asset class.
• Understanding of credit analysis.
• Understanding of capital structures.
• Financial modeling skills.
• Understanding of accounting and valuation principles.
• Ability to work under pressure, managing competing demands and multiple reporting lines.
• Organised approach to work environment and tasks.
• Commitment to appropriate actions.
• Ability to recognise, communicate and assist in solving problems.
• Understanding of the importance of working in a team environment.
• Ability to work independently.
• Persistence in completing tasks according to standards provided.
• Approachable attitude.
• Displaying ownership and accountability (being liable and responsible) for relevant tasks.
• Ability to deal with clients and stakeholders (internal and external) and develop working relationships across the firm.
• Excellent communication skills, both written and verbal.
• Personal & Interpersonal Skills.
• Business Skills.
• Technical Knowledge.
• Organisation and Execution.
• Supportive and cooperative.
• Ability to work with multidisciplinary teams across the Firm.
• Capacity to multi‑task across projects / clients, and to own multiple work streams in a congested and fast‑moving working environment.
• Highly organized.

Effective Delegation

• Accountability to clients and colleagues for delivery.
• Ability to combine attention to detail with big picture thinking, on both a deal specific and broader client basis.
• Highly motivated, proactive, hard working, and dedicated to success in his / her career.
• Ability to assimilate and retain large volumes of information concerning clients and transactions.