Senior Credit Officer: Credit Origination x6

Development Bank of Southern Africa (DBSA); Midrand; On-site; ZAR 500 000 - 600 000; Full time

Job summary

A public financial institution is seeking a professional responsible for originating and structuring complex credit transactions across various sectors to ensure alignment with its mandate and strategic objectives. The ideal candidate will have technical expertise in finance and legal matters, supporting decision-making through due diligence and credit risk mitigation strategies.

Qualifications

• Technical and commercial expertise in financial transactions.
• Strong legal knowledge related to credit and risk assessment.

Responsibilities

• Originate and structure complex credit transactions.
• Conduct due diligence and credit assessments.
• Appraise new transactions and assess financial/non-financial risks.

Job description

Overview

The role is responsible for the origination and structuring of complex credit transactions across various sectors, e.g. infrastructure, sovereign, sub-sovereign, public sector projects for investment considerations in South Africa, the Rest of Africa and High Impact. This role is instrumental in ensuring that new transactions align with the DBSA’s mandate, risk appetite and strategic objectives.

Applying technical and commercial expertise, and legal knowledge, the role supports decision-making by appraising new transactions, through conducting due diligence, credit assessment of financial and non-financial risks, financial modelling and well-structured credit risk mitigation strategies. This role interacts closely with the Business teams and various Sector and Country Specialists in the origination process.