Senior Credit Manager - Risk & Portfolio Growth

Capitec Bank Ltd.; Sandton; On-site; ZAR 60 000 - 100 000; Full time

Job summary

A prominent banking institution in South Africa is seeking an experienced Credit Manager. Responsibilities include evaluating credit risks and managing an allocated portfolio while ensuring compliance with banking regulations. Ideal candidates should have at least 8-10 years of banking experience, with strong analytical and relationship management skills. A Bachelor's Degree in Commerce or Credit Management is essential, with a preference for an Honours Degree. This role offers competitive compensation and career growth opportunities.

Qualifications

• At least 8 -10 years banking experience, with 5 years in credit.
• Credit Management experience in business and commercial markets.
• Experience within the National Credit Act requirements.
• Significant experience in preparing and motivating Credit applications.

Responsibilities

• Evaluate and manage credit and associated risks in a portfolio.
• Interact with other areas of the bank to ensure compliance.
• Drive initiatives to maintain the quality of credit risks.

Skills

Analytical Skills

Attention to Detail

Communications Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Interpersonal & Relationship management Skills

Numerical Reasoning skills

Planning, organising and coordination skills

Education

Bachelor's Degree in Commerce or Credit Management

Honours Degree in Commerce or Credit Management

Job description

A prominent banking institution in South Africa is seeking an experienced Credit Manager. Responsibilities include evaluating credit risks and managing an allocated portfolio while ensuring compliance with banking regulations. Ideal candidates should have at least 8-10 years of banking experience, with strong analytical and relationship management skills. A Bachelor's Degree in Commerce or Credit Management is essential, with a preference for an Honours Degree. This role offers competitive compensation and career growth opportunities.