Senior Credit Manager - Portfolio Risk & Growth Lead

Capitec; Sandton; On-site; ZAR 700 000 - 900 000; Full time

Job summary

A financial institution in South Africa is seeking an experienced professional to evaluate and manage credit risks within a portfolio. The ideal candidate will have extensive banking experience, with a strong focus on compliance and credit management practices. Successful applicants will possess a Bachelor's Degree in Commerce or Credit Management, alongside significant skills in analytical reasoning and financial acumen.

Qualifications

• At least 8-10 years banking experience, 5 of which in credit.
• Credit Management experience across business and commercial markets.
• Working within the requirements of the National Credit Act.

Responsibilities

• Evaluate and manage credit and associated risks within an allocated portfolio.
• Interact with various bank areas to ensure compliance within risk parameters.

Skills

Analytical Skills

Attention to Detail

Communications Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Interpersonal & Relationship management Skills

Negotiation skills

Numerical Reasoning skills

Planning, organising and coordination skills

Problem solving skills

Education

Bachelor's Degree in Commerce or Credit Management

Honours Degree in Commerce or Credit Management

Job description

A financial institution in South Africa is seeking an experienced professional to evaluate and manage credit risks within a portfolio. The ideal candidate will have extensive banking experience, with a strong focus on compliance and credit management practices. Successful applicants will possess a Bachelor's Degree in Commerce or Credit Management, alongside significant skills in analytical reasoning and financial acumen.