Senior Credit Manager

Acme Services; Johannesburg; On-site; ZAR 900,000 - 1,800,000; Full time

Job summary

Acme Services in Johannesburg is seeking an experienced Senior Credit Manager to lead Credit Risk Management, Accounts Receivable, and Collections. You will develop credit policies, assess customer creditworthiness, approve limits, and manage high-value exposures to protect profitability.

The role requires strong financial analysis, negotiation, and stakeholder management, with prior multinational or FMCG experience preferred.

Qualifications

• 10+ years of experience in Credit Management / Credit Risk / Collections.
• Minimum 5 years in a managerial role.
• Experience managing large portfolios and high-value credit exposures.
• Strong financial analysis, negotiation, and stakeholder management skills.

Responsibilities

• Develop and implement credit policies and risk management strategies.
• Assess customer creditworthiness and approve credit limits.
• Manage customer exposures, high-risk accounts, and credit reviews.
• Drive collections, reduce overdue debt, and improve DSO.
• Manage credit insurance and maximize insured credit limits.
• Lead debt recovery and legal escalations.
• Partner with Sales, Finance, and Operations on commercial decisions.
• Conduct market visits and prepare partner credit reports.

Skills

Credit risk management

Financial analysis

Negotiation

Stakeholder management

Job description

We are seeking an experienced Senior Credit Manager to lead Credit Risk Management, Accounts Receivable, and Collections.

Key Responsibilities:

• Develop and implement credit policies and risk management strategies.
• Assess customer creditworthiness and approve credit limits.
• Manage customer exposures, high-risk accounts, and credit reviews.
• Drive collections, reduce overdue debt, and improve DSO.
• Manage credit insurance and maximize insured credit limits.
• Lead debt recovery and legal escalations.
• Partner with Sales, Finance, and Operations on commercial decisions.
• Conduct market visits and prepare partner credit reports.

Requirements:

• 10+ years of experience in Credit Management / Credit Risk / Collections.
• Minimum 5 years in a managerial role.
• Experience managing large portfolios and high-value credit exposures.
• Strong financial analysis, negotiation, and stakeholder management skills.
• Distribution, IT, Telecom, FMCG, or multinational experience preferred.